ZIP
78362
TX · County 48409 · pop 10,929 (population)
39.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #2443
Why This ZIP
ZIP 78362 ranks #2443 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78362 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48409 — ZIP 78362 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48409 — ZIP 78362 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48409 — ZIP 78362 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.8 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 37.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2443
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.4
Pulse score38.5
Signal Breakdown — 10 Categories
Vacancy
14.1
Auction / REO
—
Construction Pressure
37.5
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
46.8
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
63.5
Price Cut %
22.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.1%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
46.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78362 | 38.5 | 27.1 | 0.0 | 46.8 |
| County 48409 | 36.7 | 27.0 | 0.0 | 47.5 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78390 | 43.5 | STRONG_BUY | VACANCY | 60 | 25 |
| 78368 | 42.9 | STRONG_BUY | VACANCY | 59 | 24 |
| 78370 | 39.8 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 53 | 25 |
| 78374 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 50 | 25 |
| 78387 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 45 | 26 |
| 78336 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 39 | 24 |
| 78359 | 31.8 | EARLY_SIGNAL | VACANCY | — | 25 |
| 78352 | 29.6 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78362
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.