ZIP
78146
TX · County 48025 · pop 740 (population)
42.8
Opportunity Index
STRONG_BUYNational rank #682
Why This ZIP
ZIP 78146 ranks #682 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 51.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78146 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48025 — ZIP 78146 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48025 — ZIP 78146 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48025 — ZIP 78146 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.8 |
| Foreclosure / Delinquency | 45.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.1 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#682
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp51.1
Pulse score37.2
Signal Breakdown — 10 Categories
Vacancy
24.6
Auction / REO
—
Construction Pressure
57.1
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
53.8
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
45.0
Top-Line Metrics
Avg DOM (days)
177.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
24.6%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
53.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78146 | 37.2 | 32.7 | 0.0 | 53.8 |
| County 48025 | 41.7 | 31.3 | 0.0 | 52.8 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78102 | 44.1 | STRONG_BUY | VACANCY | 55 | 27 |
| 78389 | 42.4 | STRONG_BUY | VACANCY | 53 | 28 |
| 78119 | 41.9 | STRONG_BUY | VACANCY | 55 | 21 |
| 78387 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 45 | 26 |
| 78125 | 36.6 | OVERHEATED | VACANCY | — | 28 |
| 78142 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78162 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78104 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78145 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78391 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78146
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.