ZIP
78107
TX · County 48175 · pop 294 (population)
31.3
Opportunity Index
EARLY_SIGNALNational rank #19079
Why This ZIP
ZIP 78107 ranks #19079 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 78107 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48175 — ZIP 78107 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48175 — ZIP 78107 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48175 — ZIP 78107 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 18.0 |
| Vacancy | 7.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 24.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19079
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.8
Pulse score26.3
Signal Breakdown — 10 Categories
Vacancy
7.4
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
24.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.4%
Bank Score
24.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78107 | 26.3 | 15.6 | 0.0 | — |
| County 48175 | 38.8 | 22.0 | 0.0 | 40.5 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77963 | 41.8 | STRONG_BUY | VACANCY | 43 | 26 |
| 78164 | 41.1 | STRONG_BUY | VACANCY | 51 | 22 |
| 77905 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 25 |
| 77993 | 33.8 | EARLY_SIGNAL | VACANCY | — | 18 |
| 77960 | 30.8 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78107
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.