ZIP
78160
TX · County 48493 · pop 4,705 (population)
36.0
Opportunity Index
EARLY_SIGNALNational rank #7461
Why This ZIP
ZIP 78160 ranks #7461 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 78160 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48493 — ZIP 78160 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48493 — ZIP 78160 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48493 — ZIP 78160 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 21.0 |
| Vacancy | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.8 |
| Construction Pressure | 69.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7461
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.6
Pulse score40.2
Signal Breakdown — 10 Categories
Vacancy
12.0
Auction / REO
—
Construction Pressure
69.4
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
72.8
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.0%
Bank Score
72.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78160 | 40.2 | 21.7 | 0.0 | — |
| County 48493 | 35.5 | 21.5 | 0.0 | 31.1 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78140 | 40.3 | OVERHEATED | VACANCY | — | 33 |
| 78112 | 37.9 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 50 | 22 |
| 78223 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 22 |
| 78114 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 21 |
| 78121 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 19 |
| 78064 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 18 |
| 78147 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 78161 | 34.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78113 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 78101 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/78160
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.