ZIP
78342
TX · County 48249 · pop 338 (population)
33.6
Opportunity Index
EARLY_SIGNALNational rank #12962
Why This ZIP
ZIP 78342 ranks #12962 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78342 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48249 — ZIP 78342 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48249 — ZIP 78342 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48249 — ZIP 78342 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 46.0 |
| Listings Discount | 25.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 90.0 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12962
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.5
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
9.4
Auction / REO
—
Construction Pressure
90.0
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
25.0
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
46.0
Top-Line Metrics
Avg DOM (days)
177.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
9.4%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
25.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78342 | 30.4 | 27.6 | 0.0 | 25.0 |
| County 48249 | 45.4 | 32.5 | 0.0 | 52.5 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78375 | 48.0 | STRONG_BUY | VACANCY | 57 | 30 |
| 78332 | 45.7 | STRONG_BUY | VACANCY | 53 | 29 |
| 78384 | 44.9 | STRONG_BUY | VACANCY | 56 | 23 |
| 78355 | 43.5 | STRONG_BUY | VACANCY | 57 | 19 |
| 78372 | 43.5 | STRONG_BUY | VACANCY | 44 | 28 |
| 78383 | 41.2 | STRONG_BUY | VACANCY | 53 | 24 |
| 78380 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 43 | 23 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78342
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.