ZIP
78947
TX · County 48287 · pop 5,110 (population)
33.1
Opportunity Index
EARLY_SIGNALNational rank #14254
Why This ZIP
ZIP 78947 ranks #14254 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78947 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48287 — ZIP 78947 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48287 — ZIP 78947 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48287 — ZIP 78947 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.1 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.7 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14254
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.3
Pulse score29.7
Signal Breakdown — 10 Categories
Vacancy
12.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
38.1
Bank Institutional
54.7
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
84.8
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.6%
Bank Score
54.7
Insurance Score
0.0
Listings Discount
38.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78947 | 29.7 | 19.9 | 0.0 | 38.1 |
| County 48287 | 30.6 | 18.4 | 0.0 | 35.0 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78945 | 39.1 | OVERHEATED | VACANCY | 35 | 23 |
| 78942 | 35.2 | WATCHLIST | VACANCY | 41 | 19 |
| 78621 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 11 |
| 78946 | 32.1 | EARLY_SIGNAL | VACANCY | 33 | 21 |
| 77853 | 31.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 78659 | 30.9 | EARLY_SIGNAL | VACANCY | 34 | 10 |
| 78948 | 29.5 | WEAK | VACANCY | — | 20 |
| 78650 | 27.9 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/78947
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.