ZIP
79403
TX · County 48303 · pop 15,941 (population)
36.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #6399
Why This ZIP
ZIP 79403 ranks #6399 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 79403 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48303 — ZIP 79403 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48303 — ZIP 79403 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48303 — ZIP 79403 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.4 |
| Foreclosure / Delinquency | 12.0 |
| Vacancy | 11.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.4 |
| Construction Pressure | 54.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6399
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp40.3
Pulse score34.2
Signal Breakdown — 10 Categories
Vacancy
11.6
Auction / REO
—
Construction Pressure
54.7
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
52.4
Bank Institutional
64.4
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
76.1
Price Cut %
13.3%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
11.6%
Bank Score
64.4
Insurance Score
0.0
Listings Discount
52.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 79403 | 34.2 | 10.3 | 0.0 | 52.4 |
| County 48303 | 28.9 | 10.7 | 0.0 | 33.9 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 79411 | 35.2 | WATCHLIST | VACANCY | 45 | 11 |
| 79313 | 34.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 79250 | 34.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 79401 | 34.0 | WATCHLIST | VACANCY | 38 | 11 |
| 79382 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 11 |
| 79423 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 12 |
| 79343 | 33.3 | EARLY_SIGNAL | VACANCY | — | 13 |
| 79413 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 11 |
| 79412 | 33.2 | EARLY_SIGNAL | VACANCY | 48 | 11 |
| 79415 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/79403
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.