ZIP
79413
TX · County 48303 · pop 23,464 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14011
Why This ZIP
ZIP 79413 ranks #14011 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 79413 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48303 — ZIP 79413 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48303 — ZIP 79413 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48303 — ZIP 79413 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.4 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 54.7 |
| Bank Institutional | 51.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14011
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.6
Pulse score28.9
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
54.7
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
44.4
Bank Institutional
51.8
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
52.5
Price Cut %
9.3%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
51.8
Insurance Score
0.0
Listings Discount
44.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 79413 | 28.9 | 10.3 | 0.0 | 44.4 |
| County 48303 | 28.9 | 10.7 | 0.0 | 33.9 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 79403 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 11 |
| 79411 | 35.2 | WATCHLIST | VACANCY | 45 | 11 |
| 79313 | 34.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 79250 | 34.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 79401 | 34.0 | WATCHLIST | VACANCY | 38 | 11 |
| 79382 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 11 |
| 79423 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 12 |
| 79343 | 33.3 | EARLY_SIGNAL | VACANCY | — | 13 |
| 79412 | 33.2 | EARLY_SIGNAL | VACANCY | 48 | 11 |
| 79415 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/79413
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.