ZIP
81132
CO · County 08105 · pop 3,309 (population)
29.4
Opportunity Index
WEAKNational rank #23979
Why This ZIP
ZIP 81132 ranks #23979 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 24.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81132 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08105 — ZIP 81132 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08105 — ZIP 81132 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08105 — ZIP 81132 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 17.0 |
| Listings Discount | 12.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.3 |
| Construction Pressure | 42.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23979
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp24.1
Pulse score32.9
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
42.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
12.8
Bank Institutional
72.3
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
72.3
Insurance Score
0.0
Listings Discount
12.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81132 | 32.9 | 19.5 | 0.0 | 12.8 |
| County 08105 | 30.8 | 20.2 | 0.0 | 25.8 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81154 | 34.8 | EARLY_SIGNAL | VACANCY | 27 | 20 |
| 81125 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 81144 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81132
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.