ZIP
81144
CO · County 08105 · pop 6,677 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19660
Why This ZIP
ZIP 81144 ranks #19660 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81144 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08105 — ZIP 81144 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08105 — ZIP 81144 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08105 — ZIP 81144 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.6 |
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.6 |
| Construction Pressure | 20.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#19660
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.3
Pulse score29.0
Signal Breakdown — 10 Categories
Vacancy
4.7
Auction / REO
—
Construction Pressure
20.5
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
31.6
Bank Institutional
59.6
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
83.0
Price Cut %
3.9%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
4.7%
Bank Score
59.6
Insurance Score
0.0
Listings Discount
31.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81144 | 29.0 | 20.3 | 0.0 | 31.6 |
| County 08105 | 30.8 | 20.2 | 0.0 | 25.8 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81154 | 34.8 | EARLY_SIGNAL | VACANCY | 27 | 20 |
| 81125 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 81132 | 29.4 | WEAK | BANK_INSTITUTIONAL | 13 | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81144
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.