ZIP
81137
CO · County 08067 · pop 5,662 (population)
38.7
Opportunity Index
OVERHEATEDNational rank #3435
Why This ZIP
ZIP 81137 ranks #3435 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81137 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08067 — ZIP 81137 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08067 — ZIP 81137 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08067 — ZIP 81137 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 36.0 |
| Listings Discount | 31.6 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 94.4 |
| Bank Institutional | 72.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3435
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp32.9
Pulse score42.6
Signal Breakdown — 10 Categories
Vacancy
13.3
Auction / REO
—
Construction Pressure
94.4
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
31.6
Bank Institutional
72.1
Insurance Distress
0.0
Foreclosure / Delinquency
36.0
Top-Line Metrics
Avg DOM (days)
121.3
Price Cut %
11.6%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
13.3%
Bank Score
72.1
Insurance Score
0.0
Listings Discount
31.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81137 | 42.6 | 26.3 | 0.0 | 31.6 |
| County 08067 | 39.4 | 27.3 | 0.0 | 14.3 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81122 | 39.2 | OVERHEATED | VACANCY | — | 24 |
| 81326 | 37.4 | OVERHEATED | VACANCY | 30 | 24 |
| 81301 | 35.4 | EARLY_SIGNAL | VACANCY | 16 | 23 |
| 81328 | 33.7 | EARLY_SIGNAL | VACANCY | 29 | 15 |
| 81303 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 5 | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/81137
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.