ZIP
81328
CO · County 08083 · pop 4,159 (population)
33.7
Opportunity Index
EARLY_SIGNALNational rank #12742
Why This ZIP
ZIP 81328 ranks #12742 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81328 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08083 — ZIP 81328 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08083 — ZIP 81328 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08083 — ZIP 81328 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.8 |
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.1 |
| Bank Institutional | 61.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12742
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.3
Pulse score34.6
Signal Breakdown — 10 Categories
Vacancy
13.4
Auction / REO
—
Construction Pressure
78.1
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
28.8
Bank Institutional
61.3
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
42.3
Price Cut %
5.0%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
13.4%
Bank Score
61.3
Insurance Score
0.0
Listings Discount
28.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81328 | 34.6 | 16.2 | 0.0 | 28.8 |
| County 08083 | 27.9 | 15.5 | 0.0 | 12.7 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81323 | 35.9 | EARLY_SIGNAL | VACANCY | 32 | 18 |
| 81327 | 29.7 | WEAK | VACANCY | — | 13 |
| 81330 | 29.3 | WEAK | VACANCY | — | 12 |
| 81331 | 27.6 | WEAK | VACANCY | — | 13 |
| 81334 | 25.7 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 81335 | 25.3 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 81321 | 25.2 | WEAK | BANK_INSTITUTIONAL | 7 | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81328
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.