ZIP
81323
CO · County 08033 · pop 5,193 (population)
35.9
Opportunity Index
EARLY_SIGNALNational rank #7645
Why This ZIP
ZIP 81323 ranks #7645 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 34.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81323 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08033 — ZIP 81323 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08033 — ZIP 81323 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08033 — ZIP 81323 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.3 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.3 |
| Bank Institutional | 60.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7645
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp34.4
Pulse score36.9
Signal Breakdown — 10 Categories
Vacancy
16.7
Auction / REO
—
Construction Pressure
70.3
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
32.3
Bank Institutional
60.8
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
138.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
16.7%
Bank Score
60.8
Insurance Score
0.0
Listings Discount
32.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81323 | 36.9 | 20.6 | 0.0 | 32.3 |
| County 08033 | 37.9 | 24.6 | 0.0 | 31.0 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81324 | 45.3 | STRONG_BUY | VACANCY | 48 | 33 |
| 81332 | 37.2 | OVERHEATED | VACANCY | — | 24 |
| 81325 | 36.0 | EARLY_SIGNAL | VACANCY | — | 25 |
| 81320 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81323
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.