ZIP
81324
CO · County 08033 · pop 1,639 (population)
45.3
Opportunity Index
STRONG_BUYNational rank #235
Why This ZIP
ZIP 81324 ranks #235 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81324 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08033 — ZIP 81324 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08033 — ZIP 81324 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08033 — ZIP 81324 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 48.0 |
| Listings Discount | 48.0 |
| Property Stress | 33.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.6 |
| Construction Pressure | 68.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#235
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.1
Pulse score47.4
Signal Breakdown — 10 Categories
Vacancy
17.8
Auction / REO
—
Construction Pressure
68.0
FL Deep Bonus
—
Property Stress
33.0
HOA / Federal Liens
—
Listings Discount
48.0
Bank Institutional
68.6
Insurance Distress
0.0
Foreclosure / Delinquency
48.0
Top-Line Metrics
Avg DOM (days)
1.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
17.8%
Bank Score
68.6
Insurance Score
0.0
Listings Discount
48.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81324 | 47.4 | 37.0 | 0.0 | 48.0 |
| County 08033 | 37.9 | 24.6 | 0.0 | 31.0 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81332 | 37.2 | OVERHEATED | VACANCY | — | 24 |
| 81325 | 36.0 | EARLY_SIGNAL | VACANCY | — | 25 |
| 81323 | 35.9 | EARLY_SIGNAL | VACANCY | 32 | 18 |
| 81320 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81324
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.