ZIP
81149
CO · County 08109 · pop 995 (population)
36.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #6563
Why This ZIP
ZIP 81149 ranks #6563 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81149 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08109 — ZIP 81149 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08109 — ZIP 81149 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08109 — ZIP 81149 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.4 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.6 |
| Construction Pressure | 48.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6563
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp34.7
Pulse score37.7
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
48.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
40.4
Bank Institutional
73.6
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
73.6
Insurance Score
0.0
Listings Discount
40.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81149 | 37.7 | 18.5 | 0.0 | 40.4 |
| County 08109 | 32.3 | 20.7 | 0.0 | 9.4 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81125 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 81248 | 31.7 | EARLY_SIGNAL | VACANCY | 25 | 16 |
| 81155 | 31.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 81131 | 31.5 | EARLY_SIGNAL | VACANCY | 28 | 16 |
| 81143 | 31.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 81132 | 29.4 | WEAK | BANK_INSTITUTIONAL | 13 | 17 |
| 81230 | 28.7 | WEAK | VACANCY | 4 | 21 |
| 81136 | 28.3 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81149
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.