ZIP
81220
CO · County 08051 · pop 218 (population)
33.7
Opportunity Index
EARLY_SIGNALNational rank #12742
Why This ZIP
ZIP 81220 ranks #12742 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 81220 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08051 — ZIP 81220 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08051 — ZIP 81220 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08051 — ZIP 81220 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 80.1 |
| Foreclosure / Delinquency | 37.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 50.5 |
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#12742
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.7
Pulse score31.0
Signal Breakdown — 10 Categories
Vacancy
80.1
Auction / REO
—
Construction Pressure
50.5
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
37.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
80.1%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81220 | 31.0 | 24.5 | 0.0 | — |
| County 08051 | 33.2 | 25.4 | 0.0 | 10.1 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81224 | 37.0 | OVERHEATED | VACANCY | 28 | 23 |
| 81225 | 35.9 | EARLY_SIGNAL | VACANCY | 30 | 23 |
| 81434 | 35.6 | EARLY_SIGNAL | VACANCY | — | 23 |
| 81243 | 35.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 81237 | 35.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 81210 | 34.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 81239 | 34.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 81241 | 34.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 81248 | 31.7 | EARLY_SIGNAL | VACANCY | 25 | 16 |
| 81230 | 28.7 | WEAK | VACANCY | 4 | 21 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81220
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.