ZIP
84531
UT · County 49037 · pop 640 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6192
Why This ZIP
ZIP 84531 ranks #6192 nationally with phase OVERHEATED. Primary driver: FORECLOSURE_DELINQUENCY. Capital opportunity score is 40.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 84531 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 49037 — ZIP 84531 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 49037 — ZIP 84531 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 49037 — ZIP 84531 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 54.0 |
| Property Stress | 36.0 |
| Vacancy | 4.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.4 |
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6192
PhaseOVERHEATED
Primary driverFORECLOSURE_DELINQUENCY
Capital opp40.5
Pulse score34.2
Signal Breakdown — 10 Categories
Vacancy
4.9
Auction / REO
—
Construction Pressure
57.4
FL Deep Bonus
—
Property Stress
36.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
54.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.9%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 84531 | 34.2 | 40.4 | 0.0 | — |
| County 49037 | 42.1 | 42.1 | 0.0 | 14.0 |
| UT state avg | 27.5 | 14.4 | 0.0 | 27.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81324 | 45.3 | STRONG_BUY | VACANCY | 48 | 33 |
| 84535 | 43.5 | STRONG_BUY | BANK_INSTITUTIONAL | 39 | 39 |
| 84511 | 42.1 | OVERHEATED | BANK_INSTITUTIONAL | — | 39 |
| 84512 | 41.0 | OVERHEATED | VACANCY | — | 39 |
| 84534 | 41.0 | OVERHEATED | VACANCY | — | 39 |
| 84536 | 39.3 | OVERHEATED | VACANCY | — | 39 |
| 84532 | 38.0 | OVERHEATED | VACANCY | 27 | 36 |
| 86044 | 37.0 | OVERHEATED | VACANCY | — | 23 |
| 84533 | 36.4 | OVERHEATED | VACANCY | — | 26 |
| 86514 | 35.0 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/84531
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.