ZIP
85142
AZ · County 04021 · pop 87,201 (population)
35.3
Opportunity Index
WATCHLISTNational rank #8949
Why This ZIP
ZIP 85142 ranks #8949 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 85142 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 04021 — ZIP 85142 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 04021 — ZIP 85142 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 04021 — ZIP 85142 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.6 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 56.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8949
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.2
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
3.7
Auction / REO
—
Construction Pressure
56.0
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
36.6
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
50.4
Price Cut %
4.4%
Short-Sale Listings
24
Auction Events 90d
—
Vacancy %
3.7%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
36.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 85142 | 34.1 | 22.9 | 0.0 | 36.6 |
| County 04021 | 35.3 | 22.5 | 0.0 | 38.2 |
| AZ state avg | 33.4 | 20.7 | 0.0 | 31.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 85120 | 41.4 | STRONG_BUY | VACANCY | 51 | 21 |
| 85137 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 55 | 22 |
| 85193 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 50 | 22 |
| 85194 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 40 | 22 |
| 85122 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 39 | 22 |
| 85132 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 38 | 22 |
| 85631 | 37.9 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 22 |
| 85143 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 22 |
| 85128 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 22 |
| 85139 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/85142
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.