ZIP
85321
AZ · County 04019 · pop 4,313 (population)
37.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #4967
Why This ZIP
ZIP 85321 ranks #4967 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 85321 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 04019 — ZIP 85321 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 04019 — ZIP 85321 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 04019 — ZIP 85321 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.1 |
| Vacancy | 22.2 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.2 |
| Construction Pressure | 45.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4967
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.2
Pulse score37.0
Signal Breakdown — 10 Categories
Vacancy
22.2
Auction / REO
—
Construction Pressure
45.2
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
51.1
Bank Institutional
71.2
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
96.3
Price Cut %
19.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
22.2%
Bank Score
71.2
Insurance Score
0.0
Listings Discount
51.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 85321 | 37.0 | 10.2 | 0.0 | 51.1 |
| County 04019 | 27.2 | 9.0 | 0.0 | 29.7 |
| AZ state avg | 33.4 | 20.7 | 0.0 | 31.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 85658 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 17 |
| 85739 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 20 |
| 85601 | 34.2 | WATCHLIST | VACANCY | 50 | 9 |
| 85602 | 33.9 | EARLY_SIGNAL | VACANCY | 34 | 14 |
| 85629 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 9 |
| 85637 | 32.7 | EARLY_SIGNAL | VACANCY | — | 12 |
| 85641 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 9 |
| 85747 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 9 |
| 85735 | 31.8 | EARLY_SIGNAL | VACANCY | 46 | 9 |
| 85614 | 31.3 | EARLY_SIGNAL | VACANCY | 31 | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/85321
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.