ZIP
85940
AZ · County 04001 · pop 1,278 (population)
41.1
Opportunity Index
STRONG_BUYNational rank #1430
Why This ZIP
ZIP 85940 ranks #1430 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 50.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 85940 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 04001 — ZIP 85940 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 04001 — ZIP 85940 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 04001 — ZIP 85940 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.8 |
| Vacancy | 29.3 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.1 |
| Bank Institutional | 34.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1430
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp50.1
Pulse score35.1
Signal Breakdown — 10 Categories
Vacancy
29.3
Auction / REO
—
Construction Pressure
60.1
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
56.8
Bank Institutional
34.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
29.3%
Bank Score
34.0
Insurance Score
0.0
Listings Discount
56.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 85940 | 35.1 | 21.8 | 0.0 | 56.8 |
| County 04001 | 34.6 | 21.7 | 0.0 | 8.7 |
| AZ state avg | 33.4 | 20.7 | 0.0 | 31.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 85936 | 44.2 | STRONG_BUY | VACANCY | 60 | 21 |
| 86502 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 51 | 21 |
| 85924 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 47 | 21 |
| 86503 | 36.9 | OVERHEATED | VACANCY | — | 21 |
| 86515 | 36.7 | OVERHEATED | VACANCY | — | 18 |
| 84531 | 36.7 | OVERHEATED | FORECLOSURE_DELINQUENCY | — | 36 |
| 85901 | 36.6 | OVERHEATED | VACANCY | 34 | 17 |
| 85925 | 36.6 | OVERHEATED | VACANCY | — | 21 |
| 86033 | 35.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 86514 | 35.0 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/85940
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.