ZIP
86323
AZ · County 04025 · pop 19,297 (population)
33.5
Opportunity Index
EARLY_SIGNALNational rank #13264
Why This ZIP
ZIP 86323 ranks #13264 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 86323 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 04025 — ZIP 86323 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 04025 — ZIP 86323 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 04025 — ZIP 86323 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Listings Discount | 24.9 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 82.9 |
| Bank Institutional | 66.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13264
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.0
Pulse score35.1
Signal Breakdown — 10 Categories
Vacancy
4.7
Auction / REO
—
Construction Pressure
82.9
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
24.9
Bank Institutional
66.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
100.0
Price Cut %
10.3%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
4.7%
Bank Score
66.0
Insurance Score
0.0
Listings Discount
24.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 86323 | 35.1 | 20.1 | 0.0 | 24.9 |
| County 04025 | 35.4 | 20.1 | 0.0 | 24.0 |
| AZ state avg | 33.4 | 20.7 | 0.0 | 31.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 86337 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 47 | 19 |
| 86333 | 38.1 | OVERHEATED | VACANCY | 32 | 21 |
| 86303 | 37.3 | OVERHEATED | VACANCY | 28 | 21 |
| 86305 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | 27 | 21 |
| 86351 | 36.4 | OVERHEATED | VACANCY | 25 | 21 |
| 85332 | 36.3 | EARLY_SIGNAL | VACANCY | 34 | 21 |
| 86327 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 21 |
| 86320 | 35.6 | EARLY_SIGNAL | VACANCY | 35 | 16 |
| 85362 | 35.5 | EARLY_SIGNAL | VACANCY | 30 | 21 |
| 86434 | 35.4 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/86323
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.