ZIP
87312
NM · County 35031 · pop 724 (population)
32.3
Opportunity Index
EARLY_SIGNALNational rank #16377
Why This ZIP
ZIP 87312 ranks #16377 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 87312 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35031 — ZIP 87312 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35031 — ZIP 87312 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35031 — ZIP 87312 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
| Vacancy | 7.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 34.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16377
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.6
Pulse score29.5
Signal Breakdown — 10 Categories
Vacancy
7.9
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
34.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.9%
Bank Score
34.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87312 | 29.5 | 18.2 | 0.0 | — |
| County 35031 | 34.9 | 18.1 | 0.0 | 17.5 |
| NM state avg | 29.9 | 14.0 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87321 | 41.0 | STRONG_BUY | VACANCY | 52 | 18 |
| 87020 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 19 |
| 87013 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 12 |
| 87317 | 38.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 17 |
| 87301 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 17 |
| 86515 | 36.7 | OVERHEATED | VACANCY | — | 18 |
| 87310 | 36.3 | EARLY_SIGNAL | VACANCY | 34 | 17 |
| 87323 | 35.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 87305 | 34.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 87045 | 34.7 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/87312
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.