ZIP
88120
NM · County 35037 · pop 283 (population)
29.7
Opportunity Index
WEAKNational rank #23234
Why This ZIP
ZIP 88120 ranks #23234 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 88120 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35037 — ZIP 88120 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35037 — ZIP 88120 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35037 — ZIP 88120 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Vacancy | 13.2 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 66.7 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23234
PhaseWEAK
Primary driverVACANCY
Capital opp36.4
Pulse score25.3
Signal Breakdown — 10 Categories
Vacancy
13.2
Auction / REO
—
Construction Pressure
66.7
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.2%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 88120 | 25.3 | 13.8 | 0.0 | — |
| County 35037 | 29.3 | 16.9 | 0.0 | 27.2 |
| NM state avg | 29.8 | 13.9 | 0.0 | 28.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 88124 | 35.7 | EARLY_SIGNAL | VACANCY | — | 13 |
| 88401 | 32.0 | EARLY_SIGNAL | VACANCY | 34 | 16 |
| 88426 | 31.6 | EARLY_SIGNAL | VACANCY | — | 16 |
| 88112 | 30.0 | WEAK | VACANCY | — | 13 |
| 88434 | 29.9 | WEAK | VACANCY | — | 16 |
| 88417 | 29.1 | WEAK | VACANCY | — | 14 |
| 88427 | 29.1 | WEAK | VACANCY | — | 14 |
| 88411 | 28.8 | WEAK | VACANCY | — | 16 |
| 88430 | 28.3 | WEAK | VACANCY | — | 16 |
| 88121 | 27.7 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/88120
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.