ZIP
88401
NM · County 35037 · pop 6,689 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17232
Why This ZIP
ZIP 88401 ranks #17232 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 35.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 88401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35037 — ZIP 88401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35037 — ZIP 88401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35037 — ZIP 88401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.3 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 16.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#17232
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp35.2
Pulse score29.9
Signal Breakdown — 10 Categories
Vacancy
16.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
34.3
Bank Institutional
58.8
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
16.7%
Bank Score
58.8
Insurance Score
0.0
Listings Discount
34.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 88401 | 29.9 | 17.2 | 0.0 | 34.3 |
| County 35037 | 29.3 | 16.9 | 0.0 | 27.2 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 88124 | 35.7 | EARLY_SIGNAL | VACANCY | — | 13 |
| 88426 | 31.6 | EARLY_SIGNAL | VACANCY | — | 16 |
| 88112 | 30.0 | WEAK | VACANCY | — | 13 |
| 88434 | 29.9 | WEAK | VACANCY | — | 16 |
| 88120 | 29.7 | WEAK | VACANCY | — | 13 |
| 88417 | 29.1 | WEAK | VACANCY | — | 14 |
| 88427 | 29.1 | WEAK | VACANCY | — | 14 |
| 88411 | 28.8 | WEAK | VACANCY | — | 16 |
| 88430 | 28.3 | WEAK | VACANCY | — | 16 |
| 88121 | 27.7 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/88401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.