Henry County, AL: Home-Insurance Distress & Forced-Sale Pressure
Henry County, AL: 79/100 (severe) home-insurance distress; Henry, AL band MEDIUM; Henry, AL #391 of 3,222 counties; Henry, AL #19 of 67 in Alabama; raw Henry, AL 71.0.
FEMA hazard, Henry, AL: 87/100; Henry, AL declarations, three years: 2; Henry, AL perils: 3 hurricane; Henry, AL five-year count 3 (severity 4.5); Henry, AL ten-year 3; hazard-weighted, Henry, AL: 10.0.
Declared incidents on the Henry, AL record: 2024 Hurricane 2 (Henry, AL).
NFIP claims, Henry, AL, three years: 1; Henry, AL payouts $46,412; per Henry, AL claim $46,412; Henry, AL claim-stress 67/100.
Henry, AL monthly score fell, 78 (March 2026) to 71 (October 2026); Henry, AL by month: March 78, April 78, May 75, June 75 (Henry, AL), July 74, August 75, September 80, October 71.
Henry, AL components: climate 73, NFIP claims 67; Henry, AL retreat index 71.
Construction distress, Henry, AL: 60/100 as of August 2026 (Henry, AL: 62/100 one-to-four unit, 0/100 multifamily).
Henry, AL ZIPs, June 2026 (Henry, AL, 9 highest): score 0 (Henry, AL), climate 84 (Henry, AL): 36303; score 0 (Henry, AL), climate 56 (Henry, AL): 36319; score 0 (Henry, AL), climate 42 (Henry, AL): 36345; score 0 (Henry, AL), climate 41 (Henry, AL): 36027; score 0 (Henry, AL), climate 40 (Henry, AL): 36353; score 0 (Henry, AL), climate 39 (Henry, AL): 36016; score 0 (Henry, AL), climate 38 (Henry, AL): 36317; score 0 (Henry, AL), climate 36 (Henry, AL): 36310, 36373.
DLRadar rescores Henry, AL monthly; Henry, AL readings join Henry, AL foreclosure, lien and ownership parcels (Henry, AL), so cost-squeezed Henry, AL owners surface before listing.
Inside Alabama, Henry County ranks 19th of 67 counties for home-insurance distress at 79/100; Dallas County (80/100) sits just above Henry County, and Pickens County (78/100) sits just below Henry County.
Deterministic. Every Henry County, AL signal traces to a public Henry dataset (FEMA, NFIP, Census for Henry, AL) · how insurance distress works in Henry, AL · methodology
FAQ: Henry County, AL insurance distress
What is the Henry County, AL home-insurance-distress score?
Henry, AL: 79/100 (MEDIUM), #391 of 3,222, #19 in Alabama. FEMA hazard, Henry, AL: 87/100; NFIP stress, Henry, AL: 67/100; construction, Henry, AL: 60/100; Henry, AL rescores monthly.
Is Henry County insurance distress getting better or worse (AL)?
Henry, AL: 78 in March 2026; Henry, AL: 71 in October 2026 (better); Henry, AL climate component 73; Henry, AL NFIP claims score 67.
How many flood-insurance claims has Henry County, AL had?
Henry, AL: 1 NFIP claims, three years; Henry, AL paid $46,412; per Henry, AL claim $46,412; carriers reprice Henry, AL against that record.
Which Henry County ZIP codes carry the most insurance distress (AL)?
Henry, AL, June 2026: 36303 at 0, 36319 at 0, 36345 at 0, 36027 at 0; Henry, AL climate scores there: 84, 56, 42, 41.
Why does Henry, AL insurance distress create sellers?
A Henry, AL premium outruns the Henry, AL budget; a carrier leaves Henry, AL; Henry, AL carrying cost passes plan; Henry, AL owners sell while current; Henry, AL insurance distress leads Henry, AL foreclosure data.