Limestone County, AL: Home-Insurance Distress & Forced-Sale Pressure
Limestone County, AL: 76/100 (severe) home-insurance distress; Limestone, AL band MEDIUM; Limestone, AL #465 of 3,222 counties; Limestone, AL #27 of 67 in Alabama.
FEMA hazard, Limestone, AL: 87/100; Limestone, AL declarations, three years: 3; Limestone, AL perils: 3 hurricane; Limestone, AL five-year count 3 (severity 4.5); Limestone, AL ten-year 3; hazard-weighted, Limestone, AL: 15.0.
Declared incidents on the Limestone, AL record: 2024 Hurricane 3 (Limestone, AL).
NFIP claims, Limestone, AL, three years: 1; Limestone, AL payouts $22,059; per Limestone, AL claim $22,059; Limestone, AL claim-stress 61/100.
Limestone, AL monthly score fell, 76 (March 2026) to 69 (October 2026); Limestone, AL by month: March 76, April 76, May 73, June 73 (Limestone, AL), July 72, August 73, September 78, October 69.
Limestone, AL components: climate 73, NFIP claims 61; Limestone, AL retreat index 69.
Construction distress, Limestone, AL: 37/100 as of August 2026 (Limestone, AL: 36/100 one-to-four unit, 16/100 multifamily).
Limestone, AL ZIPs, June 2026 (Limestone, AL, 15 highest): score 0 (Limestone, AL), climate 94 (Limestone, AL): 35757; score 0 (Limestone, AL), climate 92 (Limestone, AL): 35773; score 0 (Limestone, AL), climate 91 (Limestone, AL): 35749; score 0 (Limestone, AL), climate 87 (Limestone, AL): 35739; score 0 (Limestone, AL), climate 85 (Limestone, AL): 35652; score 0 (Limestone, AL), climate 84 (Limestone, AL): 35610, 35756; score 0 (Limestone, AL), climate 81 (Limestone, AL): 35611, 35613, 35614, 35615, Limestone, AL 35620, 35647, 35649, 35671.
DLRadar rescores Limestone, AL monthly; Limestone, AL readings join Limestone, AL foreclosure, lien and ownership parcels (Limestone, AL), so cost-squeezed Limestone, AL owners surface before listing.
Inside Alabama, Limestone County ranks 27th of 67 counties for home-insurance distress at 76/100; St. Clair County (77/100) sits just above Limestone County, and Blount County (75/100) sits just below Limestone County.
Deterministic. Every Limestone County, AL signal traces to a public Limestone dataset (FEMA, NFIP, Census for Limestone, AL) · how insurance distress works in Limestone, AL · methodology
FAQ: Limestone County, AL insurance distress
What is the Limestone County, AL home-insurance-distress score?
Limestone, AL: 76/100 (MEDIUM), #465 of 3,222, #27 in Alabama. FEMA hazard, Limestone, AL: 87/100; NFIP stress, Limestone, AL: 61/100; construction, Limestone, AL: 37/100; Limestone, AL rescores monthly.
Is Limestone County insurance distress getting better or worse (AL)?
Limestone, AL: 76 in March 2026; Limestone, AL: 69 in October 2026 (better); Limestone, AL climate component 73; Limestone, AL NFIP claims score 61.
How many flood-insurance claims has Limestone County, AL had?
Limestone, AL: 1 NFIP claims, three years; Limestone, AL paid $22,059; per Limestone, AL claim $22,059; carriers reprice Limestone, AL against that record.
Which Limestone County ZIP codes carry the most insurance distress (AL)?
Limestone, AL, June 2026: 35757 at 0, 35773 at 0, 35749 at 0, 35739 at 0; Limestone, AL climate scores there: 94, 92, 91, 87.
Why does Limestone, AL insurance distress create sellers?
A Limestone, AL premium outruns the Limestone, AL budget; a carrier leaves Limestone, AL; Limestone, AL carrying cost passes plan; Limestone, AL owners sell while current; Limestone, AL insurance distress leads Limestone, AL foreclosure data.