Desha County, AR: Home-Insurance Distress & Forced-Sale Pressure
Desha County, AR: 79/100 (severe) home-insurance distress; Desha, AR band MEDIUM; Desha, AR #397 of 3,222 counties; Desha, AR #11 of 75 in Arkansas.
FEMA hazard, Desha, AR: 72/100; Desha, AR declarations, three years: 9; Desha, AR perils: 3 flood, 3 severe-storm; Desha, AR five-year count 12 (severity 21.0); Desha, AR ten-year 12; hazard-weighted, Desha, AR: 9.0.
Declared incidents on the Desha, AR record: 2026 Winter Storm 3; 2025 Severe Storm 3 (Desha, AR); 2025 Flood 3; 2023 Winter Storm 3 (Desha, AR).
NFIP claims, Desha, AR, three years: 16; Desha, AR payouts $699,925; per Desha, AR claim $43,745; Desha, AR claim-stress 88/100.
Desha, AR monthly score fell, 79 (March 2026) to 71 (October 2026); Desha, AR by month: March 79, April 79, May 77, June 77 (Desha, AR), July 74, August 74, September 79, October 71.
Desha, AR components: climate 60, NFIP claims 88; Desha, AR retreat index 71.
Construction distress, Desha, AR: 58/100 as of August 2026 (Desha, AR: 54/100 one-to-four unit, 9/100 multifamily).
Desha, AR ZIPs, June 2026 (Desha, AR, 12 highest): score 0 (Desha, AR), climate 66 (Desha, AR): 38769; score 0 (Desha, AR), climate 34 (Desha, AR): 72328; score 0 (Desha, AR), climate 31 (Desha, AR): 71638; score 0 (Desha, AR), climate 27 (Desha, AR): 71670; score 0 (Desha, AR), climate 26 (Desha, AR): 71630, 71639, 71654, 71662, Desha, AR 71666, 71674, 72379; score 0 (Desha, AR), climate 25 (Desha, AR): 71643.
DLRadar rescores Desha, AR monthly; Desha, AR readings join Desha, AR foreclosure, lien and ownership parcels (Desha, AR), so cost-squeezed Desha, AR owners surface before listing.
Inside Arkansas, Desha County ranks 11th of 75 counties for home-insurance distress at 79/100; Lawrence County (79/100) sits just above Desha County, and Hot Spring County (79/100) sits just below Desha County.
Deterministic. Every Desha County, AR signal traces to a public Desha dataset (FEMA, NFIP, Census for Desha, AR) · how insurance distress works in Desha, AR · methodology
FAQ: Desha County, AR insurance distress
What is the Desha County, AR home-insurance-distress score?
Desha, AR: 79/100 (MEDIUM), #397 of 3,222, #11 in Arkansas. FEMA hazard, Desha, AR: 72/100; NFIP stress, Desha, AR: 88/100; construction, Desha, AR: 58/100; Desha, AR rescores monthly.
Is Desha County insurance distress getting better or worse (AR)?
Desha, AR: 79 in March 2026; Desha, AR: 71 in October 2026 (better); Desha, AR climate component 60; Desha, AR NFIP claims score 88.
How many flood-insurance claims has Desha County, AR had?
Desha, AR: 16 NFIP claims, three years; Desha, AR paid $699,925; per Desha, AR claim $43,745; carriers reprice Desha, AR against that record.
Which Desha County ZIP codes carry the most insurance distress (AR)?
Desha, AR, June 2026: 38769 at 0, 72328 at 0, 71638 at 0, 71670 at 0; Desha, AR climate scores there: 66, 34, 31, 27.
Why does Desha, AR insurance distress create sellers?
A Desha, AR premium outruns the Desha, AR budget; a carrier leaves Desha, AR; Desha, AR carrying cost passes plan; Desha, AR owners sell while current; Desha, AR insurance distress leads Desha, AR foreclosure data.