Pike County, AR: Home-Insurance Distress & Forced-Sale Pressure

Home-insurance pressure in Pike County, Arkansas is currently moderate — an insurance-distress score of 42/100, in the upper half of U.S. counties at #1150 of the 3,222 U.S. counties DLRadar scores. The trigger here is the premium, not the payment: uninsurable or unaffordable coverage moves owners to list ahead of any default.

Pike County's 42/100 is recomputed each month from federal hazard, claim and carrier filings, which is why its #1150 position shifts between updates.

What lifts Pike County's reading is a FEMA hazard score of 83/100; NFIP flood-claim stress of 0/100 over three years; 2 flood federal disaster declarations in three years; these are exactly the risks that widen premiums and thin the carrier pool.

What 42/100 means on the ground in Pike County is simple — coverage cost is becoming a decision point for owners here, and DLRadar's job is to flag the parcels where that decision tips toward selling.

With 0 flood claims and $0 in payouts on the three-year record, Pike County gives underwriters a concrete reason to reprice or exit.

Most of the federal disaster activity on file is flood, and that is the peril shaping renewal terms locally.

Hazard exposure of 83/100 alongside 0/100 in flood-claim stress is the combination that turns Pike County owners into insurance-motivated sellers.

With construction distress at 15/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.

DLRadar reads Pike County's 42/100 beside its default, lien and ownership records, so a rising premium and a looming foreclosure surface on the same parcel.

The nationwide monthly build covers all 3,222 counties and connects Pike County reading to real foreclosure, tax-lien and ownership records. So the outreach lands while the owner is still weighing the renewal, not once the sign is up.