Pulaski County, AR: Home-Insurance Distress & Forced-Sale Pressure

DLRadar grades Pulaski County, Arkansas at 87/100 for home-insurance distress, a severe level that places it #192 of 3,222 counties, in the top tier nationally. Coverage that keeps repricing upward quietly manufactures motivated sellers well before a foreclosure notice.

Pulaski County's 87/100 is recomputed each month from federal hazard, claim and carrier filings, which is why its #192 position shifts between updates.

What lifts Pulaski County's reading is a FEMA hazard score of 83/100; NFIP flood-claim stress of 92/100 over three years; 2 flood federal disaster declarations in three years; these are exactly the risks that widen premiums and thin the carrier pool.

With construction distress at 71/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.

The county's three-year flood-loss ledger — 59 claims, $2,274,549 paid (~$38,552/claim) — is the evidence carriers use to justify higher rates or withdrawal.

Underwriters read this county through flood first -- it is the recurring driver in the declaration history.

Hazard exposure of 83/100 alongside 92/100 in flood-claim stress is the combination that turns Pulaski County owners into insurance-motivated sellers.

Pulaski County's 87/100 is the kind of reading that shows up later as inventory: owners absorb one renewal, then list before the next.

DLRadar does not treat 87/100 as a standalone number — the Pulaski County insurance read is cross-referenced against local foreclosure filings, tax-lien activity and ownership turnover, so you see whether insurance pressure is compounding other distress or acting alone.

This monthly read runs on every U.S. county from FEMA, NFIP and carrier-pressure inputs, then joins to parcel-level foreclosure, lien and ownership records. The result is early access to owners whose trigger is insurance rather than default.