Denver County, CO: Home-Insurance Distress & Forced-Sale Pressure
Denver County, CO: 21/100 (low) home-insurance distress; Denver, CO band LOW; Denver, CO #2,285 of 3,222 counties; Denver, CO #14 of 64 in Colorado; raw Denver, CO 24.2; Denver, CO coverage multiplier 0.85.
FEMA hazard, Denver, CO: 0/100; Denver, CO declarations, three years: none.
NFIP claims, Denver, CO, three years: 6; Denver, CO payouts $3,960; per Denver, CO claim $660; Denver, CO claim-stress 61/100.
Denver, CO monthly score fell, 22 (March 2026) to 21 (October 2026); Denver, CO by month: March 22, April 22, May 21, June 21 (Denver, CO), July 21, August 21, September 21, October 21.
Denver, CO components: NFIP claims 61; Denver, CO retreat index 21; Denver, CO climate multiplier 0.85.
Construction distress, Denver, CO: 2/100 as of August 2026 (Denver, CO: 58/100 one-to-four unit, 1/100 multifamily).
Denver, CO ZIPs, June 2026 (Denver, CO, 16 highest): score 0 (Denver, CO), climate 96 (Denver, CO): 80202, 80203, 80204, 80205, Denver, CO 80206, 80207, 80209, 80210, Denver, CO 80211, 80212, 80214, 80218, Denver, CO 80219, 80220, 80222, 80223.
DLRadar rescores Denver, CO monthly; Denver, CO readings join Denver, CO foreclosure, lien and ownership parcels (Denver, CO), so cost-squeezed Denver, CO owners surface before listing.
Inside Colorado, Denver County ranks 14th of 64 counties for home-insurance distress at 21/100; Arapahoe County (22/100) sits just above Denver County, and Weld County (20/100) sits just below Denver County.
Deterministic. Every Denver County, CO signal traces to a public Denver dataset (FEMA, NFIP, Census for Denver, CO) · how insurance distress works in Denver, CO · methodology
FAQ: Denver County, CO insurance distress
What is the Denver County, CO home-insurance-distress score?
Denver, CO: 21/100 (LOW), #2,285 of 3,222, #14 in Colorado. FEMA hazard, Denver, CO: 0/100; NFIP stress, Denver, CO: 61/100; construction, Denver, CO: 2/100; Denver, CO rescores monthly.
Is Denver County insurance distress getting better or worse (CO)?
Denver, CO: 22 in March 2026; Denver, CO: 21 in October 2026 (better); Denver, CO NFIP claims score 61.
How many flood-insurance claims has Denver County, CO had?
Denver, CO: 6 NFIP claims, three years; Denver, CO paid $3,960; per Denver, CO claim $660; carriers reprice Denver, CO against that record.
Which Denver County ZIP codes carry the most insurance distress (CO)?
Denver, CO, June 2026: 80202 at 0, 80203 at 0, 80204 at 0, 80205 at 0; Denver, CO climate scores there: 96, 96, 96, 96.
Why does Denver, CO insurance distress create sellers?
A Denver, CO premium outruns the Denver, CO budget; a carrier leaves Denver, CO; Denver, CO carrying cost passes plan; Denver, CO owners sell while current; Denver, CO insurance distress leads Denver, CO foreclosure data.