El Paso County, CO: Home-Insurance Distress & Forced-Sale Pressure
El Paso County, CO: 22/100 (low) home-insurance distress; El Paso, CO band LOW; El Paso, CO #2,068 of 3,222 counties; El Paso, CO #10 of 64 in Colorado; raw El Paso, CO 25.4; El Paso, CO coverage multiplier 0.85.
FEMA hazard, El Paso, CO: 0/100; El Paso, CO declarations, three years: none; El Paso, CO five-year count 3 (severity 3.0); El Paso, CO ten-year 3.
Declared incidents on the El Paso, CO record: 2023 Flood 1 (El Paso, CO).
NFIP claims, El Paso, CO, three years: 11; El Paso, CO payouts $6,936; per El Paso, CO claim $631; El Paso, CO claim-stress 64/100.
El Paso, CO monthly score: 22 in every month from March 2026 (El Paso, CO) through October 2026.
El Paso, CO components: NFIP claims 64; El Paso, CO retreat index 22; El Paso, CO climate multiplier 0.85.
Construction distress, El Paso, CO: 8/100 as of August 2026 (El Paso, CO: 40/100 one-to-four unit, 0/100 multifamily).
El Paso, CO ZIPs, June 2026 (El Paso, CO, 16 highest): score 42 (El Paso, CO), climate 83, price stress 25 (El Paso, CO): 81008; score 0 (El Paso, CO), climate 95 (El Paso, CO): 80132, 80133, 80809, 80829, El Paso, CO 80840, 80864, 80902, 80903, El Paso, CO 80904, 80905, 80906, 80907, El Paso, CO 80908, 80909, 80910.
DLRadar rescores El Paso, CO monthly; El Paso, CO readings join El Paso, CO foreclosure, lien and ownership parcels (El Paso, CO), so cost-squeezed El Paso, CO owners surface before listing.
Inside Colorado, El Paso County ranks 12th of 64 counties for home-insurance distress at 22/100; La Plata County (28/100) sits just above El Paso County, and Arapahoe County (22/100) sits just below El Paso County.
Deterministic. Every El Paso County, CO signal traces to a public El Paso dataset (FEMA, NFIP, Census for El Paso, CO) · how insurance distress works in El Paso, CO · methodology
FAQ: El Paso County, CO insurance distress
What is the El Paso County, CO home-insurance-distress score?
El Paso, CO: 22/100 (LOW), #2,068 of 3,222, #10 in Colorado. FEMA hazard, El Paso, CO: 0/100; NFIP stress, El Paso, CO: 64/100; construction, El Paso, CO: 8/100; El Paso, CO rescores monthly.
Is El Paso County insurance distress getting better or worse (CO)?
El Paso, CO: 22 in March 2026; El Paso, CO: 22 in October 2026 (unchanged); El Paso, CO NFIP claims score 64.
How many flood-insurance claims has El Paso County, CO had?
El Paso, CO: 11 NFIP claims, three years; El Paso, CO paid $6,936; per El Paso, CO claim $631; carriers reprice El Paso, CO against that record.
Which El Paso County ZIP codes carry the most insurance distress (CO)?
El Paso, CO, June 2026: 81008 at 42, 80132 at 0, 80133 at 0, 80809 at 0; El Paso, CO climate scores there: 83, 95, 95, 95.
Why does El Paso, CO insurance distress create sellers?
A El Paso, CO premium outruns the El Paso, CO budget; a carrier leaves El Paso, CO; El Paso, CO carrying cost passes plan; El Paso, CO owners sell while current; El Paso, CO insurance distress leads El Paso, CO foreclosure data.