Appling County, GA: Home-Insurance Distress & Forced-Sale Pressure
Appling County, GA: 79/100 (severe) home-insurance distress; Appling, GA band MEDIUM; Appling, GA #375 of 3,222 counties; Appling, GA #68 of 159 in Georgia.
FEMA hazard, Appling, GA: 97/100; Appling, GA declarations, three years: 12; Appling, GA perils: 3 hurricane, 9 tropical-storm; Appling, GA five-year count 15 (severity 21.0); Appling, GA ten-year 15; hazard-weighted, Appling, GA: 42.0.
Declared incidents on the Appling, GA record: 2024 Tropical Storm 9; 2024 Hurricane 3 (Appling, GA); 2023 Hurricane 1 (Appling, GA).
NFIP claims, Appling, GA, three years: 1; Appling, GA payouts $5,441; per Appling, GA claim $5,441; Appling, GA claim-stress 53/100.
Appling, GA monthly score fell, 81 (March 2026) to 79 (October 2026); Appling, GA by month: March 81, April 81, May 81, June 81 (Appling, GA), July 80, August 81, September 81, October 79.
Appling, GA components: climate 97, NFIP claims 53; Appling, GA retreat index 79.
Construction distress, Appling, GA: 12/100 as of August 2026 (Appling, GA: 15/100 one-to-four unit, 0/100 multifamily).
Appling, GA ZIPs, June 2026 (Appling, GA, 7 highest): score 0 (Appling, GA), climate 47 (Appling, GA): 31513, 31563; score 0 (Appling, GA), climate 43 (Appling, GA): 31555; score 0 (Appling, GA), climate 42 (Appling, GA): 31560; score 0 (Appling, GA), climate 40 (Appling, GA): 31518; score 0 (Appling, GA), climate 26 (Appling, GA): 31557; score 0 (Appling, GA), climate 24 (Appling, GA): 31539.
DLRadar rescores Appling, GA monthly; Appling, GA readings join Appling, GA foreclosure, lien and ownership parcels (Appling, GA), so cost-squeezed Appling, GA owners surface before listing.
Inside Georgia, Appling County ranks 68th of 159 counties for home-insurance distress at 79/100; Hall County (80/100) sits just above Appling County, and Oconee County (79/100) sits just below Appling County.
Deterministic. Every Appling County, GA signal traces to a public Appling dataset (FEMA, NFIP, Census for Appling, GA) · how insurance distress works in Appling, GA · methodology
FAQ: Appling County, GA insurance distress
What is the Appling County, GA home-insurance-distress score?
Appling, GA: 79/100 (MEDIUM), #375 of 3,222, #68 in Georgia. FEMA hazard, Appling, GA: 97/100; NFIP stress, Appling, GA: 53/100; construction, Appling, GA: 12/100; Appling, GA rescores monthly.
Is Appling County insurance distress getting better or worse (GA)?
Appling, GA: 81 in March 2026; Appling, GA: 79 in October 2026 (better); Appling, GA climate component 97; Appling, GA NFIP claims score 53.
How many flood-insurance claims has Appling County, GA had?
Appling, GA: 1 NFIP claims, three years; Appling, GA paid $5,441; per Appling, GA claim $5,441; carriers reprice Appling, GA against that record.
Which Appling County ZIP codes carry the most insurance distress (GA)?
Appling, GA, June 2026: 31513 at 0, 31563 at 0, 31555 at 0, 31560 at 0; Appling, GA climate scores there: 47, 47, 43, 42.
Why does Appling, GA insurance distress create sellers?
A Appling, GA premium outruns the Appling, GA budget; a carrier leaves Appling, GA; Appling, GA carrying cost passes plan; Appling, GA owners sell while current; Appling, GA insurance distress leads Appling, GA foreclosure data.