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Rabun County, GA: Home-Insurance Distress & Forced-Sale Pressure

Rabun County, GA: 63/100 (elevated) home-insurance distress; Rabun, GA band MEDIUM; Rabun, GA #836 of 3,222 counties; Rabun, GA #89 of 159 in Georgia; raw Rabun, GA 57.4.

FEMA hazard, Rabun, GA: 94/100; Rabun, GA declarations, three years: 6; Rabun, GA perils: 3 hurricane, 2 tropical-storm; Rabun, GA five-year count 9 (severity 15.0); Rabun, GA ten-year 9; hazard-weighted, Rabun, GA: 16.0.

Declared incidents on the Rabun, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Rabun, GA); 2024 Hurricane 3 (Rabun, GA).

NFIP claims, Rabun, GA, three years: 1; Rabun, GA payouts $0; per Rabun, GA claim $0; Rabun, GA claim-stress 15/100.

Rabun, GA monthly score held, 62 (March 2026) to 62 (October 2026); Rabun, GA by month: March 62, April 62, May 61, June 61 (Rabun, GA), July 59, August 61, September 61, October 62.

Rabun, GA components: climate 93, NFIP claims 15; Rabun, GA retreat index 62.

Construction distress, Rabun, GA: 70/100 as of August 2026 (Rabun, GA: 65/100 one-to-four unit, 98/100 multifamily).

Rabun, GA ZIPs, June 2026 (Rabun, GA, 9 highest): score 0 (Rabun, GA), climate 40 (Rabun, GA): 30523, 30525, 30537, 30552, Rabun, GA 30562, 30568, 30573, 30576, Rabun, GA 30581.

DLRadar rescores Rabun, GA monthly; Rabun, GA readings join Rabun, GA foreclosure, lien and ownership parcels (Rabun, GA), so cost-squeezed Rabun, GA owners surface before listing.

Inside Georgia, Rabun County ranks 89th of 159 counties for home-insurance distress at 63/100; Pulaski County (63/100) sits just above Rabun County, and Coweta County (61/100) sits just below Rabun County.

Insurance distress
63/100
Rabun, GA: MEDIUM
National rank
#836
Rabun, GA: of 3,222 counties
FEMA hazard
94/100
Rabun County hazard
NFIP claim stress
15/100
Rabun, GA 3-year
Flood claims (3y)
1
Rabun, GA
Claims paid (3y)
$0
Rabun, GA payouts
Per claim
$0
Rabun, GA
Construction distress
70/100
Rabun, GA

Deterministic. Every Rabun County, GA signal traces to a public Rabun dataset (FEMA, NFIP, Census for Rabun, GA) · how insurance distress works in Rabun, GA · methodology

FAQ: Rabun County, GA insurance distress

What is the Rabun County, GA home-insurance-distress score?

Rabun, GA: 63/100 (MEDIUM), #836 of 3,222, #89 in Georgia. FEMA hazard, Rabun, GA: 94/100; NFIP stress, Rabun, GA: 15/100; construction, Rabun, GA: 70/100; Rabun, GA rescores monthly.

Is Rabun County insurance distress getting better or worse (GA)?

Rabun, GA: 62 in March 2026; Rabun, GA: 62 in October 2026 (unchanged); Rabun, GA climate component 93; Rabun, GA NFIP claims score 15.

How many flood-insurance claims has Rabun County, GA had?

Rabun, GA: 1 NFIP claims, three years; Rabun, GA paid $0; per Rabun, GA claim $0; carriers reprice Rabun, GA against that record.

Which Rabun County ZIP codes carry the most insurance distress (GA)?

Rabun, GA, June 2026: 30523 at 0, 30525 at 0, 30537 at 0, 30552 at 0; Rabun, GA climate scores there: 40, 40, 40, 40.

Why does Rabun, GA insurance distress create sellers?

A Rabun, GA premium outruns the Rabun, GA budget; a carrier leaves Rabun, GA; Rabun, GA carrying cost passes plan; Rabun, GA owners sell while current; Rabun, GA insurance distress leads Rabun, GA foreclosure data.

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