Butler County, IA: Home-Insurance Distress & Forced-Sale Pressure
Butler County, IA: 48/100 (elevated) home-insurance distress; Butler, IA band MEDIUM; Butler, IA #1,135 of 3,222 counties; Butler, IA #26 of 99 in Iowa.
FEMA hazard, Butler, IA: 40/100; Butler, IA declarations, three years: 2; Butler, IA perils: 2 severe-storm; Butler, IA five-year count 3 (severity 4.5); Butler, IA ten-year 3; hazard-weighted, Butler, IA: 2.0.
Declared incidents on the Butler, IA record: 2024 Severe Storm 3 (Butler, IA).
NFIP claims, Butler, IA, three years: 3; Butler, IA payouts $10,156; per Butler, IA claim $3,385; Butler, IA claim-stress 59/100.
Butler, IA monthly score fell, 63 (March 2026) to 51 (October 2026); Butler, IA by month: March 63, April 63, May 60, June 60 (Butler, IA), July 58, August 57, September 56, October 51.
Butler, IA components: climate 46, NFIP claims 59; Butler, IA retreat index 51.
Construction distress, Butler, IA: 81/100 as of August 2026 (Butler, IA: 84/100 one-to-four unit, 6/100 multifamily).
Butler, IA ZIPs, June 2026 (Butler, IA, 16 highest): score 0 (Butler, IA), climate 69 (Butler, IA): 50613; score 0 (Butler, IA), climate 56 (Butler, IA): 50433; score 0 (Butler, IA), climate 42 (Butler, IA): 50636; score 0 (Butler, IA), climate 40 (Butler, IA): 50658; score 0 (Butler, IA), climate 39 (Butler, IA): 50601, 50670; score 0 (Butler, IA), climate 38 (Butler, IA): 50602, 50608, 50611, 50619, Butler, IA 50649, 50666, 50677; score 0 (Butler, IA), climate 37 (Butler, IA): 50625; score 0 (Butler, IA), climate 35 (Butler, IA): 50604, 50660.
DLRadar rescores Butler, IA monthly; Butler, IA readings join Butler, IA foreclosure, lien and ownership parcels (Butler, IA), so cost-squeezed Butler, IA owners surface before listing.
Inside Iowa, Butler County ranks 26th of 99 counties for home-insurance distress at 48/100; Osceola County (49/100) sits just above Butler County, and Adams County (46/100) sits just below Butler County.
Deterministic. Every Butler County, IA signal traces to a public Butler dataset (FEMA, NFIP, Census for Butler, IA) · how insurance distress works in Butler, IA · methodology
FAQ: Butler County, IA insurance distress
What is the Butler County, IA home-insurance-distress score?
Butler, IA: 48/100 (MEDIUM), #1,135 of 3,222, #26 in Iowa. FEMA hazard, Butler, IA: 40/100; NFIP stress, Butler, IA: 59/100; construction, Butler, IA: 81/100; Butler, IA rescores monthly.
Is Butler County insurance distress getting better or worse (IA)?
Butler, IA: 63 in March 2026; Butler, IA: 51 in October 2026 (better); Butler, IA climate component 46; Butler, IA NFIP claims score 59.
How many flood-insurance claims has Butler County, IA had?
Butler, IA: 3 NFIP claims, three years; Butler, IA paid $10,156; per Butler, IA claim $3,385; carriers reprice Butler, IA against that record.
Which Butler County ZIP codes carry the most insurance distress (IA)?
Butler, IA, June 2026: 50613 at 0, 50433 at 0, 50636 at 0, 50658 at 0; Butler, IA climate scores there: 69, 56, 42, 40.
Why does Butler, IA insurance distress create sellers?
A Butler, IA premium outruns the Butler, IA budget; a carrier leaves Butler, IA; Butler, IA carrying cost passes plan; Butler, IA owners sell while current; Butler, IA insurance distress leads Butler, IA foreclosure data.