Plymouth County, IA: Home-Insurance Distress & Forced-Sale Pressure

Insurance distress in Plymouth County, Iowa reads severe (77/100), in the top tier nationally — #441 nationally. Coverage that keeps repricing upward quietly manufactures motivated sellers well before a foreclosure notice.

NFIP paid $11,627,016 across 217 Plymouth County flood claims in three years, roughly $53,581 each; that record is what reprices coverage.

What 77/100 means on the ground in Plymouth County is simple — coverage cost is becoming a decision point for owners here, and DLRadar's job is to flag the parcels where that decision tips toward selling.

DLRadar reads Plymouth County's 77/100 beside its default, lien and ownership records, so a rising premium and a looming foreclosure surface on the same parcel.

Insurers set premiums from replacement cost, and at 86/100 that input is running hot in Plymouth County.

A 64/100 hazard base sitting alongside 96/100 in realized flood stress is the signature DLRadar treats as insurance-driven seller pressure.

The pressure here is driven by a FEMA hazard score of 64/100; NFIP flood-claim stress of 96/100 over three years — the exposures carriers price against and increasingly decline to renew.

Plymouth County's 77/100 is recomputed each month from federal hazard, claim and carrier filings, which is why its #441 position shifts between updates.

DLRadar rebuilds insurance distress nationwide each month and wires Plymouth County score into the parcel-level foreclosure and ownership graph. That is how coverage-pressured owners surface before they reach the open market.