Harrison County, IN: Home-Insurance Distress & Forced-Sale Pressure
Harrison County, IN: 79/100 (severe) home-insurance distress; Harrison, IN band MEDIUM; Harrison, IN #373 of 3,222 counties; Harrison, IN #1 of 92 in Indiana.
FEMA hazard, Harrison, IN: 68/100; Harrison, IN declarations, three years: 6; Harrison, IN perils: 4 flood; Harrison, IN five-year count 6 (severity 12.0); Harrison, IN ten-year 6; hazard-weighted, Harrison, IN: 8.0.
Declared incidents on the Harrison, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Harrison, IN); 2025 Flood 3 (Harrison, IN).
NFIP claims, Harrison, IN, three years: 34; Harrison, IN payouts $4,742,942; per Harrison, IN claim $139,498; Harrison, IN claim-stress 96/100.
Harrison, IN monthly score rose, 77 (March 2026) to 85 (October 2026); Harrison, IN by month: March 77, April 77, May 73, June 73 (Harrison, IN), July 70, August 80, September 80, October 85.
Harrison, IN components: climate 77, NFIP claims 96; Harrison, IN retreat index 85.
Construction distress, Harrison, IN: 78/100 as of August 2026 (Harrison, IN: 88/100 one-to-four unit, 9/100 multifamily).
Harrison, IN ZIPs, June 2026 (Harrison, IN, 16 highest): score 0 (Harrison, IN), climate 72 (Harrison, IN): 47124; score 0 (Harrison, IN), climate 69 (Harrison, IN): 47122; score 0 (Harrison, IN), climate 64 (Harrison, IN): 47136; score 0 (Harrison, IN), climate 55 (Harrison, IN): 47117; score 0 (Harrison, IN), climate 54 (Harrison, IN): 47110, 47112, 47114, 47115, Harrison, IN 47135, 47142, 47160, 47161, Harrison, IN 47166; score 0 (Harrison, IN), climate 51 (Harrison, IN): 47164; score 0 (Harrison, IN), climate 43 (Harrison, IN): 47120; score 0 (Harrison, IN), climate 23 (Harrison, IN): 47137.
DLRadar rescores Harrison, IN monthly; Harrison, IN readings join Harrison, IN foreclosure, lien and ownership parcels (Harrison, IN), so cost-squeezed Harrison, IN owners surface before listing.
Inside Indiana, Harrison County ranks 1st of 92 counties for home-insurance distress at 79/100; Madison County (79/100) sits just below Harrison County.
Deterministic. Every Harrison County, IN signal traces to a public Harrison dataset (FEMA, NFIP, Census for Harrison, IN) · how insurance distress works in Harrison, IN · methodology
FAQ: Harrison County, IN insurance distress
What is the Harrison County, IN home-insurance-distress score?
Harrison, IN: 79/100 (MEDIUM), #373 of 3,222, #1 in Indiana. FEMA hazard, Harrison, IN: 68/100; NFIP stress, Harrison, IN: 96/100; construction, Harrison, IN: 78/100; Harrison, IN rescores monthly.
Is Harrison County insurance distress getting better or worse (IN)?
Harrison, IN: 77 in March 2026; Harrison, IN: 85 in October 2026 (worse); Harrison, IN climate component 77; Harrison, IN NFIP claims score 96.
How many flood-insurance claims has Harrison County, IN had?
Harrison, IN: 34 NFIP claims, three years; Harrison, IN paid $4,742,942; per Harrison, IN claim $139,498; carriers reprice Harrison, IN against that record.
Which Harrison County ZIP codes carry the most insurance distress (IN)?
Harrison, IN, June 2026: 47124 at 0, 47122 at 0, 47136 at 0, 47117 at 0; Harrison, IN climate scores there: 72, 69, 64, 55.
Why does Harrison, IN insurance distress create sellers?
A Harrison, IN premium outruns the Harrison, IN budget; a carrier leaves Harrison, IN; Harrison, IN carrying cost passes plan; Harrison, IN owners sell while current; Harrison, IN insurance distress leads Harrison, IN foreclosure data.