Scott County, IN: Home-Insurance Distress & Forced-Sale Pressure
Scott County, IN: 26/100 (moderate) home-insurance distress; Scott, IN band LOW; Scott, IN #1,856 of 3,222 counties; Scott, IN #74 of 92 in Indiana; raw Scott, IN 30.8; Scott, IN coverage multiplier 0.85.
FEMA hazard, Scott, IN: 0/100; Scott, IN declarations, three years: 2; Scott, IN five-year count 3 (severity 6.0); Scott, IN ten-year 3.
Declared incidents on the Scott, IN record: 2026 Winter Storm 3 (Scott, IN).
NFIP claims, Scott, IN, three years: 2; Scott, IN payouts $144,842; per Scott, IN claim $72,421; Scott, IN claim-stress 77/100.
Scott, IN monthly score rose, 20 (March 2026) to 26 (October 2026); Scott, IN by month: March 20, April 20, May 21, June 21 (Scott, IN), July 21, August 21, September 21, October 26.
Scott, IN components: NFIP claims 77; Scott, IN retreat index 26; Scott, IN climate multiplier 0.85.
Construction distress, Scott, IN: 48/100 as of August 2026 (Scott, IN: 49/100 one-to-four unit, 9/100 multifamily).
Scott, IN ZIPs, June 2026 (Scott, IN, 6 highest): score 0 (Scott, IN), climate 66 (Scott, IN): 47147; score 0 (Scott, IN), climate 46 (Scott, IN): 47230; score 0 (Scott, IN), climate 43 (Scott, IN): 47177; score 0 (Scott, IN), climate 39 (Scott, IN): 47138; score 0 (Scott, IN), climate 32 (Scott, IN): 47102, 47170.
DLRadar rescores Scott, IN monthly; Scott, IN readings join Scott, IN foreclosure, lien and ownership parcels (Scott, IN), so cost-squeezed Scott, IN owners surface before listing.
Inside Indiana, Scott County ranks 74th of 92 counties for home-insurance distress at 26/100; Dubois County (26/100) sits just above Scott County, and Posey County (25/100) sits just below Scott County.
Deterministic. Every Scott County, IN signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, IN) · how insurance distress works in Scott, IN · methodology
FAQ: Scott County, IN insurance distress
What is the Scott County, IN home-insurance-distress score?
Scott, IN: 26/100 (LOW), #1,856 of 3,222, #74 in Indiana. FEMA hazard, Scott, IN: 0/100; NFIP stress, Scott, IN: 77/100; construction, Scott, IN: 48/100; Scott, IN rescores monthly.
Is Scott County insurance distress getting better or worse (IN)?
Scott, IN: 20 in March 2026; Scott, IN: 26 in October 2026 (worse); Scott, IN NFIP claims score 77.
How many flood-insurance claims has Scott County, IN had?
Scott, IN: 2 NFIP claims, three years; Scott, IN paid $144,842; per Scott, IN claim $72,421; carriers reprice Scott, IN against that record.
Which Scott County ZIP codes carry the most insurance distress (IN)?
Scott, IN, June 2026: 47147 at 0, 47230 at 0, 47177 at 0, 47138 at 0; Scott, IN climate scores there: 66, 46, 43, 39.
Why does Scott, IN insurance distress create sellers?
A Scott, IN premium outruns the Scott, IN budget; a carrier leaves Scott, IN; Scott, IN carrying cost passes plan; Scott, IN owners sell while current; Scott, IN insurance distress leads Scott, IN foreclosure data.