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Vigo County, IN: Home-Insurance Distress & Forced-Sale Pressure

Vigo County, IN: 26/100 (moderate) home-insurance distress; Vigo, IN band LOW; Vigo, IN #1,845 of 3,222 counties; Vigo, IN #72 of 92 in Indiana; raw Vigo, IN 31.0; Vigo, IN coverage multiplier 0.85.

FEMA hazard, Vigo, IN: 0/100; Vigo, IN declarations, three years: 2; Vigo, IN five-year count 3 (severity 6.0); Vigo, IN ten-year 3.

Declared incidents on the Vigo, IN record: 2026 Winter Storm 3 (Vigo, IN).

NFIP claims, Vigo, IN, three years: 8; Vigo, IN payouts $168,769; per Vigo, IN claim $21,096; Vigo, IN claim-stress 78/100.

Vigo, IN monthly score rose, 25 (March 2026) to 26 (October 2026); Vigo, IN by month: March 25, April 25, May 25, June 25 (Vigo, IN), July 25, August 25, September 25, October 26.

Vigo, IN components: NFIP claims 78; Vigo, IN retreat index 26; Vigo, IN climate multiplier 0.85.

Construction distress, Vigo, IN: 30/100 as of August 2026 (Vigo, IN: 54/100 one-to-four unit, 0/100 multifamily).

Vigo, IN ZIPs, June 2026 (Vigo, IN, 16 highest): score 0 (Vigo, IN), climate 83 (Vigo, IN): 47802, 47803, 47804, 47805, Vigo, IN 47807, 47809, 47851, 47863, Vigo, IN 47869, 47870, 47871, 47876, Vigo, IN 47880, 47885; score 0 (Vigo, IN), climate 74 (Vigo, IN): 47866; score 0 (Vigo, IN), climate 44 (Vigo, IN): 47858.

DLRadar rescores Vigo, IN monthly; Vigo, IN readings join Vigo, IN foreclosure, lien and ownership parcels (Vigo, IN), so cost-squeezed Vigo, IN owners surface before listing.

Inside Indiana, Vigo County ranks 72nd of 92 counties for home-insurance distress at 26/100; Vermillion County (27/100) sits just above Vigo County, and Dubois County (26/100) sits just below Vigo County.

Insurance distress
26/100
Vigo, IN: LOW
National rank
#1845
Vigo, IN: of 3,222 counties
FEMA hazard
0/100
Vigo County hazard
NFIP claim stress
78/100
Vigo, IN 3-year
Flood claims (3y)
8
Vigo, IN
Claims paid (3y)
$168,769
Vigo, IN payouts
Per claim
$21,096
Vigo, IN
Construction distress
30/100
Vigo, IN

Deterministic. Every Vigo County, IN signal traces to a public Vigo dataset (FEMA, NFIP, Census for Vigo, IN) · how insurance distress works in Vigo, IN · methodology

FAQ: Vigo County, IN insurance distress

What is the Vigo County, IN home-insurance-distress score?

Vigo, IN: 26/100 (LOW), #1,845 of 3,222, #72 in Indiana. FEMA hazard, Vigo, IN: 0/100; NFIP stress, Vigo, IN: 78/100; construction, Vigo, IN: 30/100; Vigo, IN rescores monthly.

Is Vigo County insurance distress getting better or worse (IN)?

Vigo, IN: 25 in March 2026; Vigo, IN: 26 in October 2026 (worse); Vigo, IN NFIP claims score 78.

How many flood-insurance claims has Vigo County, IN had?

Vigo, IN: 8 NFIP claims, three years; Vigo, IN paid $168,769; per Vigo, IN claim $21,096; carriers reprice Vigo, IN against that record.

Which Vigo County ZIP codes carry the most insurance distress (IN)?

Vigo, IN, June 2026: 47802 at 0, 47803 at 0, 47804 at 0, 47805 at 0; Vigo, IN climate scores there: 83, 83, 83, 83.

Why does Vigo, IN insurance distress create sellers?

A Vigo, IN premium outruns the Vigo, IN budget; a carrier leaves Vigo, IN; Vigo, IN carrying cost passes plan; Vigo, IN owners sell while current; Vigo, IN insurance distress leads Vigo, IN foreclosure data.

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