Butler County, KY: Home-Insurance Distress & Forced-Sale Pressure
Butler County, KY: 84/100 (severe) home-insurance distress; Butler, KY band HIGH; Butler, KY #254 of 3,222 counties; Butler, KY #10 of 120 in Kentucky.
FEMA hazard, Butler, KY: 84/100; Butler, KY declarations, three years: 16; Butler, KY perils: 14 severe-storm; Butler, KY five-year count 24 (severity 43.5); Butler, KY ten-year 24; hazard-weighted, Butler, KY: 14.0.
Declared incidents on the Butler, KY record: 2026 Winter Storm 3; 2026 Severe Storm 3 (Butler, KY); 2025 Severe Storm 15; 2024 Severe Storm 3 (Butler, KY); 2023 Severe Storm 3 (Butler, KY).
NFIP claims, Butler, KY, three years: 4; Butler, KY payouts $326,993; per Butler, KY claim $81,748; Butler, KY claim-stress 83/100.
Butler, KY monthly score rose, 87 (March 2026) to 89 (October 2026); Butler, KY by month: March 87, April 87, May 85, June 85 (Butler, KY), July 90, August 84, September 85, October 89.
Butler, KY components: climate 92, NFIP claims 83; Butler, KY retreat index 89.
Construction distress, Butler, KY: 89/100 as of August 2026 (Butler, KY: 88/100 one-to-four unit, 3/100 multifamily).
Butler, KY ZIPs, June 2026 (Butler, KY, 11 highest): score 0 (Butler, KY), climate 80 (Butler, KY): 42101; score 0 (Butler, KY), climate 55 (Butler, KY): 42276; score 0 (Butler, KY), climate 49 (Butler, KY): 42320, 42333; score 0 (Butler, KY), climate 45 (Butler, KY): 42339; score 0 (Butler, KY), climate 43 (Butler, KY): 42256; score 0 (Butler, KY), climate 40 (Butler, KY): 42721; score 0 (Butler, KY), climate 18 (Butler, KY): 42252, 42261, 42273; score 0 (Butler, KY), climate 17 (Butler, KY): 42275.
DLRadar rescores Butler, KY monthly; Butler, KY readings join Butler, KY foreclosure, lien and ownership parcels (Butler, KY), so cost-squeezed Butler, KY owners surface before listing.
Inside Kentucky, Butler County ranks 10th of 120 counties for home-insurance distress at 84/100; Morgan County (84/100) sits just above Butler County, and Woodford County (83/100) sits just below Butler County.
Deterministic. Every Butler County, KY signal traces to a public Butler dataset (FEMA, NFIP, Census for Butler, KY) · how insurance distress works in Butler, KY · methodology
FAQ: Butler County, KY insurance distress
What is the Butler County, KY home-insurance-distress score?
Butler, KY: 84/100 (HIGH), #254 of 3,222, #10 in Kentucky. FEMA hazard, Butler, KY: 84/100; NFIP stress, Butler, KY: 83/100; construction, Butler, KY: 89/100; Butler, KY rescores monthly.
Is Butler County insurance distress getting better or worse (KY)?
Butler, KY: 87 in March 2026; Butler, KY: 89 in October 2026 (worse); Butler, KY climate component 92; Butler, KY NFIP claims score 83.
How many flood-insurance claims has Butler County, KY had?
Butler, KY: 4 NFIP claims, three years; Butler, KY paid $326,993; per Butler, KY claim $81,748; carriers reprice Butler, KY against that record.
Which Butler County ZIP codes carry the most insurance distress (KY)?
Butler, KY, June 2026: 42101 at 0, 42276 at 0, 42320 at 0, 42333 at 0; Butler, KY climate scores there: 80, 55, 49, 49.
Why does Butler, KY insurance distress create sellers?
A Butler, KY premium outruns the Butler, KY budget; a carrier leaves Butler, KY; Butler, KY carrying cost passes plan; Butler, KY owners sell while current; Butler, KY insurance distress leads Butler, KY foreclosure data.