Larue County, KY: Home-Insurance Distress & Forced-Sale Pressure
Larue County, KY: 38/100 (moderate) home-insurance distress; Larue, KY band LOW; Larue, KY #1,376 of 3,222 counties; Larue, KY #109 of 120 in Kentucky; raw Larue, KY 44.4; Larue, KY coverage multiplier 0.85.
FEMA hazard, Larue, KY: 74/100; Larue, KY declarations, three years: 12; Larue, KY perils: 10 severe-storm; Larue, KY five-year count 21 (severity 37.5); Larue, KY ten-year 21; hazard-weighted, Larue, KY: 10.0.
Declared incidents on the Larue, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Larue, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Larue, KY).
NFIP claims, Larue, KY, three years: none; Larue, KY claim-stress 0/100.
Larue, KY monthly score held, 43 (March 2026) to 43 (October 2026); Larue, KY by month: March 43, April 43, May 40, June 40 (Larue, KY), July 46, August 40, September 39, October 43.
Larue, KY components: climate 85; Larue, KY retreat index 43; Larue, KY climate multiplier 0.85.
Construction distress, Larue, KY: 24/100 as of August 2026 (Larue, KY: 26/100 one-to-four unit, 51/100 multifamily).
Larue, KY ZIPs, June 2026 (Larue, KY, 9 highest): score 0 (Larue, KY), climate 58 (Larue, KY): 42776; score 0 (Larue, KY), climate 46 (Larue, KY): 40051, 42784; score 0 (Larue, KY), climate 37 (Larue, KY): 40052; score 0 (Larue, KY), climate 33 (Larue, KY): 42718; score 0 (Larue, KY), climate 29 (Larue, KY): 42757; score 0 (Larue, KY), climate 17 (Larue, KY): 42716; score 0 (Larue, KY), climate 16 (Larue, KY): 42748; score 0 (Larue, KY), climate 13 (Larue, KY): 42764.
DLRadar rescores Larue, KY monthly; Larue, KY readings join Larue, KY foreclosure, lien and ownership parcels (Larue, KY), so cost-squeezed Larue, KY owners surface before listing.
Inside Kentucky, Larue County ranks 109th of 120 counties for home-insurance distress at 38/100; Hickman County (38/100) sits just above Larue County, and Lyon County (38/100) sits just below Larue County.
Deterministic. Every Larue County, KY signal traces to a public Larue dataset (FEMA, NFIP, Census for Larue, KY) · how insurance distress works in Larue, KY · methodology
FAQ: Larue County, KY insurance distress
What is the Larue County, KY home-insurance-distress score?
Larue, KY: 38/100 (LOW), #1,376 of 3,222, #109 in Kentucky. FEMA hazard, Larue, KY: 74/100; NFIP stress, Larue, KY: 0/100; construction, Larue, KY: 24/100; Larue, KY rescores monthly.
Is Larue County insurance distress getting better or worse (KY)?
Larue, KY: 43 in March 2026; Larue, KY: 43 in October 2026 (unchanged); Larue, KY climate component 85.
Which Larue County ZIP codes carry the most insurance distress (KY)?
Larue, KY, June 2026: 42776 at 0, 40051 at 0, 42784 at 0, 40052 at 0; Larue, KY climate scores there: 58, 46, 46, 37.
Why does Larue, KY insurance distress create sellers?
A Larue, KY premium outruns the Larue, KY budget; a carrier leaves Larue, KY; Larue, KY carrying cost passes plan; Larue, KY owners sell while current; Larue, KY insurance distress leads Larue, KY foreclosure data.