Morehouse County, LA: Home-Insurance Distress & Forced-Sale Pressure
Morehouse County, LA: 78/100 (severe) home-insurance distress; Morehouse, LA band MEDIUM; Morehouse, LA #433 of 3,222 counties; Morehouse, LA #36 of 64 in Louisiana.
FEMA hazard, Morehouse, LA: 74/100; Morehouse, LA declarations, three years: 6; Morehouse, LA perils: 2 hurricane; Morehouse, LA five-year count 9 (severity 16.5); Morehouse, LA ten-year 9; hazard-weighted, Morehouse, LA: 10.0.
Declared incidents on the Morehouse, LA record: 2026 Winter Storm 6; 2024 Hurricane 3 (Morehouse, LA).
NFIP claims, Morehouse, LA, three years: 14; Morehouse, LA payouts $378,786; per Morehouse, LA claim $27,056; Morehouse, LA claim-stress 83/100.
Morehouse, LA monthly score held, 84 (March 2026) to 84 (October 2026); Morehouse, LA by month: March 84, April 84, May 81, June 81 (Morehouse, LA), July 88, August 81, September 79, October 84.
Morehouse, LA components: climate 85, NFIP claims 83; Morehouse, LA retreat index 84.
Construction distress, Morehouse, LA: 42/100 as of August 2026 (Morehouse, LA: 41/100 one-to-four unit, 25/100 multifamily).
Morehouse, LA ZIPs, June 2026 (Morehouse, LA, 7 highest): score 0 (Morehouse, LA), climate 53 (Morehouse, LA): 71280; score 0 (Morehouse, LA), climate 51 (Morehouse, LA): 71229; score 0 (Morehouse, LA), climate 48 (Morehouse, LA): 71220, 71223, 71250, 71261; score 0 (Morehouse, LA), climate 44 (Morehouse, LA): 71264.
DLRadar rescores Morehouse, LA monthly; Morehouse, LA readings join Morehouse, LA foreclosure, lien and ownership parcels (Morehouse, LA), so cost-squeezed Morehouse, LA owners surface before listing.
Inside Louisiana, Morehouse County ranks 36th of 64 counties for home-insurance distress at 78/100; Vermilion County (78/100) sits just above Morehouse County, and Bossier County (77/100) sits just below Morehouse County.
Deterministic. Every Morehouse County, LA signal traces to a public Morehouse dataset (FEMA, NFIP, Census for Morehouse, LA) · how insurance distress works in Morehouse, LA · methodology
FAQ: Morehouse County, LA insurance distress
What is the Morehouse County, LA home-insurance-distress score?
Morehouse, LA: 78/100 (MEDIUM), #433 of 3,222, #36 in Louisiana. FEMA hazard, Morehouse, LA: 74/100; NFIP stress, Morehouse, LA: 83/100; construction, Morehouse, LA: 42/100; Morehouse, LA rescores monthly.
Is Morehouse County insurance distress getting better or worse (LA)?
Morehouse, LA: 84 in March 2026; Morehouse, LA: 84 in October 2026 (unchanged); Morehouse, LA climate component 85; Morehouse, LA NFIP claims score 83.
How many flood-insurance claims has Morehouse County, LA had?
Morehouse, LA: 14 NFIP claims, three years; Morehouse, LA paid $378,786; per Morehouse, LA claim $27,056; carriers reprice Morehouse, LA against that record.
Which Morehouse County ZIP codes carry the most insurance distress (LA)?
Morehouse, LA, June 2026: 71280 at 0, 71229 at 0, 71220 at 0, 71223 at 0; Morehouse, LA climate scores there: 53, 51, 48, 48.
Why does Morehouse, LA insurance distress create sellers?
A Morehouse, LA premium outruns the Morehouse, LA budget; a carrier leaves Morehouse, LA; Morehouse, LA carrying cost passes plan; Morehouse, LA owners sell while current; Morehouse, LA insurance distress leads Morehouse, LA foreclosure data.