Winn County, LA: Home-Insurance Distress & Forced-Sale Pressure
Winn County, LA: 45/100 (elevated) home-insurance distress; Winn, LA band MEDIUM; Winn, LA #1,222 of 3,222 counties; Winn, LA #55 of 64 in Louisiana; raw Winn, LA 51.4; Winn, LA coverage multiplier 0.85.
FEMA hazard, Winn, LA: 89/100; Winn, LA declarations, three years: 8; Winn, LA perils: 2 hurricane, 2 tropical-storm; Winn, LA five-year count 6 (severity 10.5); Winn, LA ten-year 6; hazard-weighted, Winn, LA: 16.0.
Declared incidents on the Winn, LA record: 2026 Winter Storm 6; 2026 Tropical Storm 3 (Winn, LA); 2024 Hurricane 3 (Winn, LA).
NFIP claims, Winn, LA, three years: none; Winn, LA claim-stress 0/100.
Winn, LA monthly score rose, 43 (March 2026) to 48 (October 2026); Winn, LA by month: March 43, April 43, May 40, June 40 (Winn, LA), July 46, August 46, September 46, October 48.
Winn, LA components: climate 93; Winn, LA retreat index 48; Winn, LA climate multiplier 0.85.
Construction distress, Winn, LA: 46/100 as of August 2026 (Winn, LA: 46/100 one-to-four unit, 0/100 multifamily).
Winn, LA ZIPs, June 2026 (Winn, LA, 12 highest): score 0 (Winn, LA), climate 50 (Winn, LA): 71457; score 0 (Winn, LA), climate 37 (Winn, LA): 71031; score 0 (Winn, LA), climate 28 (Winn, LA): 71432; score 0 (Winn, LA), climate 27 (Winn, LA): 71454; score 0 (Winn, LA), climate 24 (Winn, LA): 71404; score 0 (Winn, LA), climate 23 (Winn, LA): 71410, 71422, 71473, 71483; score 0 (Winn, LA), climate 20 (Winn, LA): 71479; score 0 (Winn, LA), climate 14 (Winn, LA): 71465; score 0 (Winn, LA), climate 10 (Winn, LA): 71435.
DLRadar rescores Winn, LA monthly; Winn, LA readings join Winn, LA foreclosure, lien and ownership parcels (Winn, LA), so cost-squeezed Winn, LA owners surface before listing.
Inside Louisiana, Winn County ranks 55th of 64 counties for home-insurance distress at 45/100; East Feliciana County (48/100) sits just above Winn County, and Bienville County (38/100) sits just below Winn County.
Deterministic. Every Winn County, LA signal traces to a public Winn dataset (FEMA, NFIP, Census for Winn, LA) · how insurance distress works in Winn, LA · methodology
FAQ: Winn County, LA insurance distress
What is the Winn County, LA home-insurance-distress score?
Winn, LA: 45/100 (MEDIUM), #1,222 of 3,222, #55 in Louisiana. FEMA hazard, Winn, LA: 89/100; NFIP stress, Winn, LA: 0/100; construction, Winn, LA: 46/100; Winn, LA rescores monthly.
Is Winn County insurance distress getting better or worse (LA)?
Winn, LA: 43 in March 2026; Winn, LA: 48 in October 2026 (worse); Winn, LA climate component 93.
Which Winn County ZIP codes carry the most insurance distress (LA)?
Winn, LA, June 2026: 71457 at 0, 71031 at 0, 71432 at 0, 71454 at 0; Winn, LA climate scores there: 50, 37, 28, 27.
Why does Winn, LA insurance distress create sellers?
A Winn, LA premium outruns the Winn, LA budget; a carrier leaves Winn, LA; Winn, LA carrying cost passes plan; Winn, LA owners sell while current; Winn, LA insurance distress leads Winn, LA foreclosure data.