Calvert County, MD: Home-Insurance Distress & Forced-Sale Pressure
Calvert County, MD: 24/100 (low) home-insurance distress; Calvert, MD band LOW; Calvert, MD #1,985 of 3,222 counties; Calvert, MD #16 of 24 in Maryland; raw Calvert, MD 28.1; Calvert, MD coverage multiplier 0.85.
FEMA hazard, Calvert, MD: 0/100; Calvert, MD declarations, three years: 2; Calvert, MD five-year count 3 (severity 6.0); Calvert, MD ten-year 3.
Declared incidents on the Calvert, MD record: 2026 Winter Storm 3 (Calvert, MD).
NFIP claims, Calvert, MD, three years: 5; Calvert, MD payouts $67,524; per Calvert, MD claim $13,505; Calvert, MD claim-stress 70/100.
Calvert, MD monthly score fell, 25 (March 2026) to 24 (October 2026); Calvert, MD by month: March 25, April 25, May 25, June 25 (Calvert, MD), July 25, August 25, September 25, October 24.
Calvert, MD components: NFIP claims 70; Calvert, MD retreat index 24; Calvert, MD climate multiplier 0.85.
Construction distress, Calvert, MD: 76/100 as of August 2026 (Calvert, MD: 63/100 one-to-four unit, 94/100 multifamily).
Calvert, MD ZIPs, June 2026 (Calvert, MD, 14 highest): score 0 (Calvert, MD), climate 84 (Calvert, MD): 20758; score 0 (Calvert, MD), climate 64 (Calvert, MD): 20714; score 0 (Calvert, MD), climate 48 (Calvert, MD): 20754; score 0 (Calvert, MD), climate 42 (Calvert, MD): 20736; score 0 (Calvert, MD), climate 41 (Calvert, MD): 20615, 20629, 20639, 20657, Calvert, MD 20676, 20678, 20685, 20688, Calvert, MD 20689, 20732.
DLRadar rescores Calvert, MD monthly; Calvert, MD readings join Calvert, MD foreclosure, lien and ownership parcels (Calvert, MD), so cost-squeezed Calvert, MD owners surface before listing.
Inside Maryland, Calvert County ranks 16th of 24 counties for home-insurance distress at 24/100; Caroline County (25/100) sits just above Calvert County, and Worcester County (23/100) sits just below Calvert County.
Deterministic. Every Calvert County, MD signal traces to a public Calvert dataset (FEMA, NFIP, Census for Calvert, MD) · how insurance distress works in Calvert, MD · methodology
FAQ: Calvert County, MD insurance distress
What is the Calvert County, MD home-insurance-distress score?
Calvert, MD: 24/100 (LOW), #1,985 of 3,222, #16 in Maryland. FEMA hazard, Calvert, MD: 0/100; NFIP stress, Calvert, MD: 70/100; construction, Calvert, MD: 76/100; Calvert, MD rescores monthly.
Is Calvert County insurance distress getting better or worse (MD)?
Calvert, MD: 25 in March 2026; Calvert, MD: 24 in October 2026 (better); Calvert, MD NFIP claims score 70.
How many flood-insurance claims has Calvert County, MD had?
Calvert, MD: 5 NFIP claims, three years; Calvert, MD paid $67,524; per Calvert, MD claim $13,505; carriers reprice Calvert, MD against that record.
Which Calvert County ZIP codes carry the most insurance distress (MD)?
Calvert, MD, June 2026: 20758 at 0, 20714 at 0, 20754 at 0, 20736 at 0; Calvert, MD climate scores there: 84, 64, 48, 42.
Why does Calvert, MD insurance distress create sellers?
A Calvert, MD premium outruns the Calvert, MD budget; a carrier leaves Calvert, MD; Calvert, MD carrying cost passes plan; Calvert, MD owners sell while current; Calvert, MD insurance distress leads Calvert, MD foreclosure data.