Osage County, MO: Home-Insurance Distress & Forced-Sale Pressure
Osage County, MO: 30/100 (moderate) home-insurance distress; Osage, MO band LOW; Osage, MO #1,594 of 3,222 counties; Osage, MO #44 of 115 in Missouri; raw Osage, MO 33.4.
FEMA hazard, Osage, MO: 40/100; Osage, MO declarations, three years: 3; Osage, MO perils: 3 severe-storm; hazard-weighted, Osage, MO: 3.0.
Declared incidents on the Osage, MO record: 2026 Severe Storm 3 (Osage, MO).
NFIP claims, Osage, MO, three years: 1; Osage, MO payouts $0; per Osage, MO claim $0; Osage, MO claim-stress 15/100.
Osage, MO monthly score rose, 11 (March 2026) to 34 (October 2026); Osage, MO by month: March 11, April 11, May 11, June 11 (Osage, MO), July 11, August 37, September 37, October 34.
Osage, MO components: climate 46, NFIP claims 15; Osage, MO retreat index 34.
Construction distress, Osage, MO: 84/100 as of August 2026 (Osage, MO: 86/100 one-to-four unit, 16/100 multifamily).
Osage, MO ZIPs, June 2026 (Osage, MO, 16 highest): score 0 (Osage, MO), climate 74 (Osage, MO): 65101; score 0 (Osage, MO), climate 64 (Osage, MO): 65076; score 0 (Osage, MO), climate 37 (Osage, MO): 65016, 65024, 65035, 65048, Osage, MO 65051, 65054, 65061, 65062, Osage, MO 65085; score 0 (Osage, MO), climate 36 (Osage, MO): 65014; score 0 (Osage, MO), climate 29 (Osage, MO): 65058; score 0 (Osage, MO), climate 28 (Osage, MO): 65013; score 0 (Osage, MO), climate 26 (Osage, MO): 65001; score 0 (Osage, MO), climate 23 (Osage, MO): 65582.
DLRadar rescores Osage, MO monthly; Osage, MO readings join Osage, MO foreclosure, lien and ownership parcels (Osage, MO), so cost-squeezed Osage, MO owners surface before listing.
Inside Missouri, Osage County ranks 44th of 115 counties for home-insurance distress at 30/100; Adair County (30/100) sits just above Osage County, and Perry County (30/100) sits just below Osage County.
Deterministic. Every Osage County, MO signal traces to a public Osage dataset (FEMA, NFIP, Census for Osage, MO) · how insurance distress works in Osage, MO · methodology
FAQ: Osage County, MO insurance distress
What is the Osage County, MO home-insurance-distress score?
Osage, MO: 30/100 (LOW), #1,594 of 3,222, #44 in Missouri. FEMA hazard, Osage, MO: 40/100; NFIP stress, Osage, MO: 15/100; construction, Osage, MO: 84/100; Osage, MO rescores monthly.
Is Osage County insurance distress getting better or worse (MO)?
Osage, MO: 11 in March 2026; Osage, MO: 34 in October 2026 (worse); Osage, MO climate component 46; Osage, MO NFIP claims score 15.
How many flood-insurance claims has Osage County, MO had?
Osage, MO: 1 NFIP claims, three years; Osage, MO paid $0; per Osage, MO claim $0; carriers reprice Osage, MO against that record.
Which Osage County ZIP codes carry the most insurance distress (MO)?
Osage, MO, June 2026: 65101 at 0, 65076 at 0, 65016 at 0, 65024 at 0; Osage, MO climate scores there: 74, 64, 37, 37.
Why does Osage, MO insurance distress create sellers?
A Osage, MO premium outruns the Osage, MO budget; a carrier leaves Osage, MO; Osage, MO carrying cost passes plan; Osage, MO owners sell while current; Osage, MO insurance distress leads Osage, MO foreclosure data.