Lamar County, MS: Home-Insurance Distress & Forced-Sale Pressure
Lamar County, MS: 51/100 (elevated) home-insurance distress; Lamar, MS band MEDIUM; Lamar, MS #1,062 of 3,222 counties; Lamar, MS #19 of 82 in Mississippi.
FEMA hazard, Lamar, MS: 40/100; Lamar, MS declarations, three years: 6; Lamar, MS perils: 2 severe-storm; Lamar, MS five-year count 3 (severity 6.0); Lamar, MS ten-year 3; hazard-weighted, Lamar, MS: 2.0.
Declared incidents on the Lamar, MS record: 2026 Winter Storm 6; 2026 Severe Storm 3 (Lamar, MS).
NFIP claims, Lamar, MS, three years: 5; Lamar, MS payouts $41,463; per Lamar, MS claim $8,293; Lamar, MS claim-stress 67/100.
Lamar, MS monthly score rose, 21 (March 2026) to 55 (October 2026); Lamar, MS by month: March 21, April 21, May 21, June 21 (Lamar, MS), July 63, August 49, September 49, October 55.
Lamar, MS components: climate 47, NFIP claims 67; Lamar, MS retreat index 55.
Construction distress, Lamar, MS: 75/100 as of August 2026 (Lamar, MS: 72/100 one-to-four unit, 72/100 multifamily).
Lamar, MS ZIPs, June 2026 (Lamar, MS, 6 highest): score 0 (Lamar, MS), climate 77 (Lamar, MS): 39401; score 0 (Lamar, MS), climate 70 (Lamar, MS): 39455; score 0 (Lamar, MS), climate 69 (Lamar, MS): 39402; score 0 (Lamar, MS), climate 66 (Lamar, MS): 39475; score 0 (Lamar, MS), climate 56 (Lamar, MS): 39429; score 0 (Lamar, MS), climate 54 (Lamar, MS): 39482.
DLRadar rescores Lamar, MS monthly; Lamar, MS readings join Lamar, MS foreclosure, lien and ownership parcels (Lamar, MS), so cost-squeezed Lamar, MS owners surface before listing.
Inside Mississippi, Lamar County ranks 19th of 82 counties for home-insurance distress at 51/100; Franklin County (52/100) sits just above Lamar County, and Carroll County (49/100) sits just below Lamar County.
Deterministic. Every Lamar County, MS signal traces to a public Lamar dataset (FEMA, NFIP, Census for Lamar, MS) · how insurance distress works in Lamar, MS · methodology
FAQ: Lamar County, MS insurance distress
What is the Lamar County, MS home-insurance-distress score?
Lamar, MS: 51/100 (MEDIUM), #1,062 of 3,222, #19 in Mississippi. FEMA hazard, Lamar, MS: 40/100; NFIP stress, Lamar, MS: 67/100; construction, Lamar, MS: 75/100; Lamar, MS rescores monthly.
Is Lamar County insurance distress getting better or worse (MS)?
Lamar, MS: 21 in March 2026; Lamar, MS: 55 in October 2026 (worse); Lamar, MS climate component 47; Lamar, MS NFIP claims score 67.
How many flood-insurance claims has Lamar County, MS had?
Lamar, MS: 5 NFIP claims, three years; Lamar, MS paid $41,463; per Lamar, MS claim $8,293; carriers reprice Lamar, MS against that record.
Which Lamar County ZIP codes carry the most insurance distress (MS)?
Lamar, MS, June 2026: 39401 at 0, 39455 at 0, 39402 at 0, 39475 at 0; Lamar, MS climate scores there: 77, 70, 69, 66.
Why does Lamar, MS insurance distress create sellers?
A Lamar, MS premium outruns the Lamar, MS budget; a carrier leaves Lamar, MS; Lamar, MS carrying cost passes plan; Lamar, MS owners sell while current; Lamar, MS insurance distress leads Lamar, MS foreclosure data.