Currituck County, NC: Home-Insurance Distress & Forced-Sale Pressure
Currituck County, NC: 81/100 (severe) home-insurance distress; Currituck, NC band HIGH; Currituck, NC #320 of 3,222 counties; Currituck, NC #41 of 100 in North Carolina.
FEMA hazard, Currituck, NC: 78/100; Currituck, NC declarations, three years: 6; Currituck, NC perils: 4 tropical-storm; Currituck, NC five-year count 9 (severity 15.0); Currituck, NC ten-year 9; hazard-weighted, Currituck, NC: 12.0.
Declared incidents on the Currituck, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Currituck, NC).
NFIP claims, Currituck, NC, three years: 40; Currituck, NC payouts $776,052; per Currituck, NC claim $19,401; Currituck, NC claim-stress 86/100.
Currituck, NC monthly score fell, 87 (March 2026) to 80 (October 2026); Currituck, NC by month: March 87, April 87, May 86, June 86 (Currituck, NC), July 83, August 85, September 82, October 80.
Currituck, NC components: climate 77, NFIP claims 86; Currituck, NC retreat index 80.
Construction distress, Currituck, NC: 52/100 as of August 2026 (Currituck, NC: 52/100 one-to-four unit, 0/100 multifamily).
Currituck, NC ZIPs, June 2026 (Currituck, NC, 15 highest): score 0 (Currituck, NC), climate 28 (Currituck, NC): 27916, 27917, 27923, 27927, Currituck, NC 27929, 27939, 27941, 27947, Currituck, NC 27950, 27956, 27958, 27964, Currituck, NC 27965, 27966; score 0 (Currituck, NC), climate 19 (Currituck, NC): 27973.
DLRadar rescores Currituck, NC monthly; Currituck, NC readings join Currituck, NC foreclosure, lien and ownership parcels (Currituck, NC), so cost-squeezed Currituck, NC owners surface before listing.
Inside North Carolina, Currituck County ranks 41st of 100 counties for home-insurance distress at 81/100; Gaston County (81/100) sits just above Currituck County, and Macon County (81/100) sits just below Currituck County.
Deterministic. Every Currituck County, NC signal traces to a public Currituck dataset (FEMA, NFIP, Census for Currituck, NC) · how insurance distress works in Currituck, NC · methodology
FAQ: Currituck County, NC insurance distress
What is the Currituck County, NC home-insurance-distress score?
Currituck, NC: 81/100 (HIGH), #320 of 3,222, #41 in North Carolina. FEMA hazard, Currituck, NC: 78/100; NFIP stress, Currituck, NC: 86/100; construction, Currituck, NC: 52/100; Currituck, NC rescores monthly.
Is Currituck County insurance distress getting better or worse (NC)?
Currituck, NC: 87 in March 2026; Currituck, NC: 80 in October 2026 (better); Currituck, NC climate component 77; Currituck, NC NFIP claims score 86.
How many flood-insurance claims has Currituck County, NC had?
Currituck, NC: 40 NFIP claims, three years; Currituck, NC paid $776,052; per Currituck, NC claim $19,401; carriers reprice Currituck, NC against that record.
Which Currituck County ZIP codes carry the most insurance distress (NC)?
Currituck, NC, June 2026: 27916 at 0, 27917 at 0, 27923 at 0, 27927 at 0; Currituck, NC climate scores there: 28, 28, 28, 28.
Why does Currituck, NC insurance distress create sellers?
A Currituck, NC premium outruns the Currituck, NC budget; a carrier leaves Currituck, NC; Currituck, NC carrying cost passes plan; Currituck, NC owners sell while current; Currituck, NC insurance distress leads Currituck, NC foreclosure data.