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Perquimans County, NC: Home-Insurance Distress & Forced-Sale Pressure

Perquimans County, NC: 69/100 (elevated) home-insurance distress; Perquimans, NC band MEDIUM; Perquimans, NC #653 of 3,222 counties; Perquimans, NC #79 of 100 in North Carolina; raw Perquimans, NC 74.4.

FEMA hazard, Perquimans, NC: 78/100; Perquimans, NC declarations, three years: 9; Perquimans, NC perils: 6 tropical-storm; Perquimans, NC five-year count 9 (severity 15.0); Perquimans, NC ten-year 9; hazard-weighted, Perquimans, NC: 18.0.

Declared incidents on the Perquimans, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Perquimans, NC).

NFIP claims, Perquimans, NC, three years: 2; Perquimans, NC payouts $4,750; per Perquimans, NC claim $2,375; Perquimans, NC claim-stress 56/100.

Perquimans, NC monthly score fell, 77 (March 2026) to 69 (October 2026); Perquimans, NC by month: March 77, April 77, May 75, June 75 (Perquimans, NC), July 72, August 74, September 71, October 69.

Perquimans, NC components: climate 77, NFIP claims 56; Perquimans, NC retreat index 69.

Construction distress, Perquimans, NC: 26/100 as of August 2026 (Perquimans, NC: 26/100 one-to-four unit, 0/100 multifamily).

Perquimans, NC ZIPs, June 2026 (Perquimans, NC, 6 highest): score 0 (Perquimans, NC), climate 35 (Perquimans, NC): 27919, 27944, 27985; score 0 (Perquimans, NC), climate 33 (Perquimans, NC): 27932, 27980; score 0 (Perquimans, NC), climate 14 (Perquimans, NC): 27946.

DLRadar rescores Perquimans, NC monthly; Perquimans, NC readings join Perquimans, NC foreclosure, lien and ownership parcels (Perquimans, NC), so cost-squeezed Perquimans, NC owners surface before listing.

Inside North Carolina, Perquimans County ranks 79th of 100 counties for home-insurance distress at 69/100; Jones County (69/100) sits just above Perquimans County, and Chowan County (68/100) sits just below Perquimans County.

Insurance distress
69/100
Perquimans, NC: MEDIUM
National rank
#653
Perquimans, NC: of 3,222 counties
FEMA hazard
78/100
Perquimans County hazard
NFIP claim stress
56/100
Perquimans, NC 3-year
Flood claims (3y)
2
Perquimans, NC
Claims paid (3y)
$4,750
Perquimans, NC payouts
Per claim
$2,375
Perquimans, NC
Construction distress
26/100
Perquimans, NC

Deterministic. Every Perquimans County, NC signal traces to a public Perquimans dataset (FEMA, NFIP, Census for Perquimans, NC) · how insurance distress works in Perquimans, NC · methodology

FAQ: Perquimans County, NC insurance distress

What is the Perquimans County, NC home-insurance-distress score?

Perquimans, NC: 69/100 (MEDIUM), #653 of 3,222, #79 in North Carolina. FEMA hazard, Perquimans, NC: 78/100; NFIP stress, Perquimans, NC: 56/100; construction, Perquimans, NC: 26/100; Perquimans, NC rescores monthly.

Is Perquimans County insurance distress getting better or worse (NC)?

Perquimans, NC: 77 in March 2026; Perquimans, NC: 69 in October 2026 (better); Perquimans, NC climate component 77; Perquimans, NC NFIP claims score 56.

How many flood-insurance claims has Perquimans County, NC had?

Perquimans, NC: 2 NFIP claims, three years; Perquimans, NC paid $4,750; per Perquimans, NC claim $2,375; carriers reprice Perquimans, NC against that record.

Which Perquimans County ZIP codes carry the most insurance distress (NC)?

Perquimans, NC, June 2026: 27919 at 0, 27944 at 0, 27985 at 0, 27932 at 0; Perquimans, NC climate scores there: 35, 35, 35, 33.

Why does Perquimans, NC insurance distress create sellers?

A Perquimans, NC premium outruns the Perquimans, NC budget; a carrier leaves Perquimans, NC; Perquimans, NC carrying cost passes plan; Perquimans, NC owners sell while current; Perquimans, NC insurance distress leads Perquimans, NC foreclosure data.

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