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Person County, NC: Home-Insurance Distress & Forced-Sale Pressure

Person County, NC: 71/100 (severe) home-insurance distress; Person, NC band MEDIUM; Person, NC #611 of 3,222 counties; Person, NC #71 of 100 in North Carolina.

FEMA hazard, Person, NC: 78/100; Person, NC declarations, three years: 8; Person, NC perils: 4 tropical-storm; Person, NC five-year count 12 (severity 21.0); Person, NC ten-year 12; hazard-weighted, Person, NC: 12.0.

Declared incidents on the Person, NC record: 2026 Winter Storm 2; 2025 Tropical Depression 2 (Person, NC); 2024 Tropical Storm 4 (Person, NC).

NFIP claims, Person, NC, three years: 2; Person, NC payouts $15,735; per Person, NC claim $7,868; Person, NC claim-stress 60/100.

Person, NC monthly score fell, 78 (March 2026) to 70 (October 2026); Person, NC by month: March 78, April 78, May 76, June 76 (Person, NC), July 73, August 76, September 73, October 70.

Person, NC components: climate 77, NFIP claims 60; Person, NC retreat index 70.

Construction distress, Person, NC: 38/100 as of August 2026 (Person, NC: 52/100 one-to-four unit, 0/100 multifamily).

Person, NC ZIPs, June 2026 (Person, NC, 10 highest): score 0 (Person, NC), climate 80 (Person, NC): 27231; score 0 (Person, NC), climate 64 (Person, NC): 27572; score 0 (Person, NC), climate 59 (Person, NC): 27565; score 0 (Person, NC), climate 52 (Person, NC): 27541; score 0 (Person, NC), climate 40 (Person, NC): 27583; score 0 (Person, NC), climate 39 (Person, NC): 27574; score 0 (Person, NC), climate 38 (Person, NC): 27573; score 0 (Person, NC), climate 34 (Person, NC): 27343; score 0 (Person, NC), climate 26 (Person, NC): 27291; score 0 (Person, NC), climate 21 (Person, NC): 27305.

DLRadar rescores Person, NC monthly; Person, NC readings join Person, NC foreclosure, lien and ownership parcels (Person, NC), so cost-squeezed Person, NC owners surface before listing.

Inside North Carolina, Person County ranks 71st of 100 counties for home-insurance distress at 71/100; Tyrrell County (71/100) sits just above Person County, and Edgecombe County (71/100) sits just below Person County.

Insurance distress
71/100
Person, NC: MEDIUM
National rank
#611
Person, NC: of 3,222 counties
FEMA hazard
78/100
Person County hazard
NFIP claim stress
60/100
Person, NC 3-year
Flood claims (3y)
2
Person, NC
Claims paid (3y)
$15,735
Person, NC payouts
Per claim
$7,868
Person, NC
Construction distress
38/100
Person, NC

Deterministic. Every Person County, NC signal traces to a public Person dataset (FEMA, NFIP, Census for Person, NC) · how insurance distress works in Person, NC · methodology

FAQ: Person County, NC insurance distress

What is the Person County, NC home-insurance-distress score?

Person, NC: 71/100 (MEDIUM), #611 of 3,222, #71 in North Carolina. FEMA hazard, Person, NC: 78/100; NFIP stress, Person, NC: 60/100; construction, Person, NC: 38/100; Person, NC rescores monthly.

Is Person County insurance distress getting better or worse (NC)?

Person, NC: 78 in March 2026; Person, NC: 70 in October 2026 (better); Person, NC climate component 77; Person, NC NFIP claims score 60.

How many flood-insurance claims has Person County, NC had?

Person, NC: 2 NFIP claims, three years; Person, NC paid $15,735; per Person, NC claim $7,868; carriers reprice Person, NC against that record.

Which Person County ZIP codes carry the most insurance distress (NC)?

Person, NC, June 2026: 27231 at 0, 27572 at 0, 27565 at 0, 27541 at 0; Person, NC climate scores there: 80, 64, 59, 52.

Why does Person, NC insurance distress create sellers?

A Person, NC premium outruns the Person, NC budget; a carrier leaves Person, NC; Person, NC carrying cost passes plan; Person, NC owners sell while current; Person, NC insurance distress leads Person, NC foreclosure data.

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