Wilson County, NC: Home-Insurance Distress & Forced-Sale Pressure
Wilson County, NC: 83/100 (severe) home-insurance distress; Wilson, NC band HIGH; Wilson, NC #278 of 3,222 counties; Wilson, NC #35 of 100 in North Carolina.
FEMA hazard, Wilson, NC: 78/100; Wilson, NC declarations, three years: 6; Wilson, NC perils: 4 tropical-storm; Wilson, NC five-year count 9 (severity 15.0); Wilson, NC ten-year 9; hazard-weighted, Wilson, NC: 12.0.
Declared incidents on the Wilson, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Wilson, NC).
NFIP claims, Wilson, NC, three years: 19; Wilson, NC payouts $926,785; per Wilson, NC claim $48,778; Wilson, NC claim-stress 90/100.
Wilson, NC monthly score fell, 89 (March 2026) to 82 (October 2026); Wilson, NC by month: March 89, April 89, May 87, June 87 (Wilson, NC), July 84, August 86, September 83, October 82.
Wilson, NC components: climate 77, NFIP claims 90; Wilson, NC retreat index 82.
Construction distress, Wilson, NC: 78/100 as of August 2026 (Wilson, NC: 66/100 one-to-four unit, 94/100 multifamily).
Wilson, NC ZIPs, June 2026 (Wilson, NC, 16 highest): score 0 (Wilson, NC), climate 87 (Wilson, NC): 27830; score 0 (Wilson, NC), climate 83 (Wilson, NC): 27542, 27829; score 0 (Wilson, NC), climate 81 (Wilson, NC): 27557; score 0 (Wilson, NC), climate 79 (Wilson, NC): 27807; score 0 (Wilson, NC), climate 78 (Wilson, NC): 27803; score 0 (Wilson, NC), climate 77 (Wilson, NC): 27878; score 0 (Wilson, NC), climate 76 (Wilson, NC): 27896; score 0 (Wilson, NC), climate 75 (Wilson, NC): 27822, 27851, 27880; score 0 (Wilson, NC), climate 74 (Wilson, NC): 27813, 27852, 27873, 27893; score 0 (Wilson, NC), climate 70 (Wilson, NC): 27883.
DLRadar rescores Wilson, NC monthly; Wilson, NC readings join Wilson, NC foreclosure, lien and ownership parcels (Wilson, NC), so cost-squeezed Wilson, NC owners surface before listing.
Inside North Carolina, Wilson County ranks 35th of 100 counties for home-insurance distress at 83/100; Moore County (83/100) sits just above Wilson County, and Catawba County (82/100) sits just below Wilson County.
Deterministic. Every Wilson County, NC signal traces to a public Wilson dataset (FEMA, NFIP, Census for Wilson, NC) · how insurance distress works in Wilson, NC · methodology
FAQ: Wilson County, NC insurance distress
What is the Wilson County, NC home-insurance-distress score?
Wilson, NC: 83/100 (HIGH), #278 of 3,222, #35 in North Carolina. FEMA hazard, Wilson, NC: 78/100; NFIP stress, Wilson, NC: 90/100; construction, Wilson, NC: 78/100; Wilson, NC rescores monthly.
Is Wilson County insurance distress getting better or worse (NC)?
Wilson, NC: 89 in March 2026; Wilson, NC: 82 in October 2026 (better); Wilson, NC climate component 77; Wilson, NC NFIP claims score 90.
How many flood-insurance claims has Wilson County, NC had?
Wilson, NC: 19 NFIP claims, three years; Wilson, NC paid $926,785; per Wilson, NC claim $48,778; carriers reprice Wilson, NC against that record.
Which Wilson County ZIP codes carry the most insurance distress (NC)?
Wilson, NC, June 2026: 27830 at 0, 27542 at 0, 27829 at 0, 27557 at 0; Wilson, NC climate scores there: 87, 83, 83, 81.
Why does Wilson, NC insurance distress create sellers?
A Wilson, NC premium outruns the Wilson, NC budget; a carrier leaves Wilson, NC; Wilson, NC carrying cost passes plan; Wilson, NC owners sell while current; Wilson, NC insurance distress leads Wilson, NC foreclosure data.