Mckenzie County, ND: Home-Insurance Distress & Forced-Sale Pressure
Mckenzie County, ND: 40/100 (moderate) home-insurance distress; Mckenzie, ND band LOW; Mckenzie, ND #1,322 of 3,222 counties; Mckenzie, ND #2 of 53 in North Dakota; raw Mckenzie, ND 52.0; Mckenzie, ND coverage multiplier 0.85.
FEMA hazard, Mckenzie, ND: 78/100; Mckenzie, ND declarations, three years: 9; Mckenzie, ND perils: 6 fire; Mckenzie, ND five-year count 9 (severity 13.5); Mckenzie, ND ten-year 9; hazard-weighted, Mckenzie, ND: 18.0.
Declared incidents on the Mckenzie, ND record: 2024 Fire 6 (Mckenzie, ND).
NFIP claims, Mckenzie, ND, three years: none; Mckenzie, ND claim-stress 0/100.
Mckenzie, ND monthly score fell, 45 (March 2026) to 39 (October 2026); Mckenzie, ND by month: March 45, April 45, May 44, June 44 (Mckenzie, ND), July 41, August 43, September 40, October 39.
Mckenzie, ND components: climate 77; Mckenzie, ND retreat index 39; Mckenzie, ND climate multiplier 0.85.
Construction distress, Mckenzie, ND: 71/100 as of August 2026 (Mckenzie, ND: 71/100 one-to-four unit, 0/100 multifamily).
Mckenzie, ND ZIPs, June 2026 (Mckenzie, ND, 12 highest): score 0 (Mckenzie, ND), climate 55 (Mckenzie, ND): 59221; score 0 (Mckenzie, ND), climate 49 (Mckenzie, ND): 59270; score 0 (Mckenzie, ND), climate 33 (Mckenzie, ND): 58831, 58835, 58838, 58847; score 0 (Mckenzie, ND), climate 32 (Mckenzie, ND): 58634; score 0 (Mckenzie, ND), climate 31 (Mckenzie, ND): 58854; score 0 (Mckenzie, ND), climate 27 (Mckenzie, ND): 58763; score 0 (Mckenzie, ND), climate 15 (Mckenzie, ND): 58757; score 0 (Mckenzie, ND), climate 13 (Mckenzie, ND): 58621; score 0 (Mckenzie, ND), climate 12 (Mckenzie, ND): 58640.
DLRadar rescores Mckenzie, ND monthly; Mckenzie, ND readings join Mckenzie, ND foreclosure, lien and ownership parcels (Mckenzie, ND), so cost-squeezed Mckenzie, ND owners surface before listing.
Inside North Dakota, Mckenzie County ranks 2nd of 53 counties for home-insurance distress at 40/100; Cass County (49/100) sits just above Mckenzie County, and Williams County (32/100) sits just below Mckenzie County.
Deterministic. Every Mckenzie County, ND signal traces to a public Mckenzie dataset (FEMA, NFIP, Census for Mckenzie, ND) · how insurance distress works in Mckenzie, ND · methodology
FAQ: Mckenzie County, ND insurance distress
What is the Mckenzie County, ND home-insurance-distress score?
Mckenzie, ND: 40/100 (LOW), #1,322 of 3,222, #2 in North Dakota. FEMA hazard, Mckenzie, ND: 78/100; NFIP stress, Mckenzie, ND: 0/100; construction, Mckenzie, ND: 71/100; Mckenzie, ND rescores monthly.
Is Mckenzie County insurance distress getting better or worse (ND)?
Mckenzie, ND: 45 in March 2026; Mckenzie, ND: 39 in October 2026 (better); Mckenzie, ND climate component 77.
Which Mckenzie County ZIP codes carry the most insurance distress (ND)?
Mckenzie, ND, June 2026: 59221 at 0, 59270 at 0, 58831 at 0, 58835 at 0; Mckenzie, ND climate scores there: 55, 49, 33, 33.
Why does Mckenzie, ND insurance distress create sellers?
A Mckenzie, ND premium outruns the Mckenzie, ND budget; a carrier leaves Mckenzie, ND; Mckenzie, ND carrying cost passes plan; Mckenzie, ND owners sell while current; Mckenzie, ND insurance distress leads Mckenzie, ND foreclosure data.